Manager Real Estate

Robert D. Ferguson

**** ****** **.

Monroe, Louisiana 71201

Home 318-***-****

Cell 318-***-****

abm8ol@r.postjobfree.com

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Experienced in:

Management-Lending-Managed Assets-Loan Review

Credit Administration-Marketing/Advertising-Operations-Compliance

Information Systems-Financial Planning and Portfolio Management

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Additional Skills

Word processing, Spreadsheets, Ad layouts, Financial statement analysis,

Financial Planning, Budgeting, Personnel management, Investment strategy,

Project organization, Report preparation and presentation

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Professional Experience

Regions Bank, Monroe, Louisiana March 2008 to

October 2008

Vice President, Community Banking Relationship Manager

. Managed relationships between $500M and $10MM in size

. Expand business relationships with current customers and develop new

business relationships

. Work with branch managers to increase their customer base of business

customers

Community Trust Bank, Inc., Lexington, Kentucky October 2003

to March 2008

Small Business Banking Officer

. Increased SBA Loan Portfolio from $1MM to $5MM by the end of first

year and to $10MM by end of second year.

. Coordinate loans utilizing the Small Business Administration loan

programs, acting as liason between Community Trust Bank, Inc. and

S.B.A.

. Assist lenders at various locations statewide in loan preparation,

documentation, presentation and closing.

Bank of West Baton Rouge, Port Allen, LA. June 1993 to

December 1995

Loan Services and Marketing Department Chairman.

. Automated Special Assets Department as well as set up Loan Loss

Recovery program.

. Supervised the Loan Services Department and Marketing/Advertising

Department.

. Implemented programs within the community to promote the "friendly"

image.

. Initiated Officer Call program.

Premier Bank, N.A., Baton Rouge, LA. February 1990

to August 1992

Vice President

Managed $10-$15 million commercial portfolio of problem loans in excess of

$100,000 throughout Louisiana (Lafayette, Houma, Shreveport, and Baton

Rouge) so as to minimize loss to the bank.

Fidelity Bank, N.A., San Antonio, Texas. August

1989 to January 1990

Senior Vice President

. Supervised portfolio consisting of commercial loans ($5 million),

Special Assets ($8-$10 million), and bank owned real estate ($6

million).

. Instituted a recovery program, acting as liaison between the bank and

attorneys.

. Assisted CEO in developing credit and loan review function.

Bank One, Texas, N.A., Jefferson County, (Beaumont, Port Arthur, and

Orange), Texas

June 1982 to July 1989

Vice President/Manager of Credit Department

. Managed credit department, workout loans, and non-performing assets in

Beaumont location.

. Served as Compliance Officer for three banks (2-national, 1-state).

. Compiled reports for Mcorp Management, the U.S. Small Business

Administration, the F.D.I.C., and local bank management.

Vice President/Manager of Managed Assets Department

. Supervised two officers and support staff (secretary and

administrative assistants) with $30 million loan portfolio and $6

million bank owned real estate portfolio.

. Member of Senior Loan Committee and Managed Assets Committee.

Calcasieu Marine National Bank, Lake Charles, LA. June 1977 to

May 1982

Assistant Branch Manager - Highway 14 Branch.

. Managed Branch operations for a $25 million branch of a $500 million

bank.

. Profits for the branch more than doubled while other branches showed

little profit or some loss.

Administrative Assistant - Loan Review Department

Analyzed and evaluated loan portfolios of branches throughout the 27 bank

system.

Branch Manager - Moss Bluff Branch

Managed the personnel and operations of the branch as well as officer call

program to develop consumer, real estate, and commercial loans.

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Education

M.B. A. with concentration in Computer Information Systems from Louisiana

Tech University, August 2002

American Institute of Banking Courses: !977-1982

. Principles of Banking

. Installment Loans

. Real Estate Financing

. Bank Management

. Accounting.

B.A in Education from Louisiana Tech University, August 1974

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Additional Experience

The Matrix Group, Lexington, KY February

2003 to October 2003

Programmer

Program surveys in SPSS and WinCross for management to develop reports for

customers.

Neighborhood Lenders/GMFS, Inc., Baton Rouge, LA. February 2000

to June 2000

Loan Representative

Make First and Second Mortgage loans, including HELOC's, to clients from

leads generated from outside sources.

Prudential Insurance Company/Pruco Securities, Baton Rouge, LA. May

1999 to September 1999

Agent and Registered Representative

Assisted clients to develop and initiate insurance and financial plans.

New York Life Insurance Company, and New York Life Insurance and Annuity

Corporation, Baton Rouge, LA. Agent and Registered Representative

December 1995 to May 1999

Insurance and investment sales representative for individuals and

businesses. Developed financial plan using life, health, and long term

care insurance products as well as fixed and variable annuities, mutual

funds, and other financial products.

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