Sales Human Resources

WAYNE RAWLIK

________________________________________________________________

______

**** ******* *****, *******, ** 48072

248-***-****, abm7hb@r.postjobfree.com

A hands-on professional with a proven record of success. Knowledgeable and

experienced in all phases of the mortgage and title industries. Able to

communicate and interact effectively with individuals at all levels. Can

work under pressure to meet deadlines. Dedicated, dependable and

determined.

WORK EXPERIENCE

Wolverine State Title, Farmington Hills, MI (1991-2009)

President (Owner)/Vice President (Partner)

. Created departmental procedures and designed company policies

. Reconciled and prepared financial statements

. Administered adherence to all state and federal regulations

. Responsible for all human resources, payroll and benefits

. Trained new employees so they could meet job requirements

. Handled all claims working with attorneys for the underwriter to reach

settlements

. Coordinated attendance of attorneys, real estate brokers, buyer,

seller and lender for closings

. Managed the closing department, recording and sales, overseeing the

closing of three hundred loans per month

. Conducted commercial, residential, refinance and reverse mortgage

closings; disbursed funds and returned packages with cleared funding

conditions

. Maintained escrow accounts

. Increased sales through a system of cold calls, telephone and internet

. Resolved customer complaints and kept them informed on changing

requirements

. Cleared title by obtaining discharges, deeds, releases, and other

vital documents to correct title

American Title, Southfield, MI

State Representative for Agency

Traveled throughout the state to:

. Interview potential new agents, negotiate the contracts, and sign them

to increase revenues

. Perform policy audits on the agents

. Reconcile agents' monthly premium remittance and policies

. Terminate unproductive agents

. Solve disputes between agents

. Assist agents in obtaining correct legal information from staff

attorneys to reduce claims on agents

American Title, Southfield, MI

Mortgage Loan Closer

. Conducted FHA/VA loan closings in and out of office

. Helped increase customer base by soliciting new brokers

General Mortgage Corporation, Pleasant Ridge, MI

Assistant Treasurer

. Managed a branch office, and originated mortgage loans

. Supervised the processing of FHA, VA, conventional and MSHDA mortgage

loan applications

. Coordinated loan closings from document preparation to disbursement

and shipment of files for FHA Insurance and VA Guarantee

. Administered the HUD closing contract

. Underwrote FHA, VA, and Conventional loan applications for submission

to loan committee

. Performed many collection department tasks including telephone and

house calls to delinquent clients and foreclosure inspections

. Inspected homes for insurance fire claims; approved contractors'

repairs

. Sold loans in the secondary market

Bachelor's Degree from Northern Michigan University

Correspondence Courses Loan Origination and Collection Procedures

Phi Kappa Tau Fraternity

Coached baseball, football, basketball, soccer, hockey

Taught swimming to emotionally impaired children

Play golf and hockey

References furnished upon request

Contact this candidate