Real Estate Sales
Resume:
Richard Barr West
**** * ** ***. ** Cheboygan, MI 49721
; *********@*****.***
Banking and Financial Services Regulatory Attorney
OBJECTIVE: Legal position with a bank or other financial services provider,
law firm, or consulting company where diversified background will add value
to operations.
SUMMARY OF QUALIFICATIONS
. A unique combination of experiences as partner in a major law
firm, head of compliance for a Federal Reserve Bank, head of loan
documentation and compliance for a large multi-bank holding company, and
National Counsel with sales and legal responsibilities for a leading
producer of compliance and loan documentation software.
. Successfully worked with all types of financial service
providers as a regulator, regulatory attorney, salesperson, and consultant.
. Familiar with laws of various states governing financial
services. Special expertise in federal compliance and Texas lending law.
Licensed in Texas and Michigan.
.
ACCOMPLISHMENTS
Legal
. Partner in a major Midwest law firm serving over 100
financial institutions, mortgage companies, and Internet lenders. Headed
firm's financial institution compliance cooperative. Regularly represent
clients in dealings with federal and state regulatory agencies. Provide
clients with both regulatory and general business legal advice including
contract negotiation and drafting. (Bodman,LLP.).
- Served as attorney in charge of all loan documentation (real
estate, commercial, and consumer) for the largest financial institution in
the south and southwest. Drafted and instituted common loan forms in
institution's 60 subsidiary banks. Implemented first statewide loan
documentation software in the banking industry. (InterFirst Corporation)
. Provided interpretation and supervised enforcement of civil
rights and consumer credit laws for member banks in the Eleventh Federal
Reserve District. (Federal Reserve Bank of Dallas)
. Designed Texas version of LaserPro compliance and loan
documentation software, including real estate, consumer, and commercial
forms, calculations, usury tests, and legal language selection reasoning.
First software ever designed to analyze loan transactions for compliance
with the Texas Credit Code. (CFI ProServices, Inc.)
. Co-authored legal works on Texas credit law, The Texas Usury
Law Handbook and The Texas Credit Code Handbook, recognized as the leading
authorities in the area.
Compliance
. Headed Division of Consumer Affairs and supervised compliance
examinations at a Federal Reserve Bank. (Federal Reserve Bank of
Dallas)
. Led a compliance unit and program for a 60-bank holding company.
Conducted internal audits to detect violations. (InterFirst Corporation)
Richard Barr West
Page 2.
. Served as National Counsel for largest producer of compliance software
(CFI ProServices, Inc.)
Consulting, COMMUNICATIONS, and Sales
. Taught courses on banking law and compliance to American Bankers
Association Compliance School, Texas Bankers Association Compliance School,
Michigan Bankers Association Compliance School, and at numerous banking
seminars and programs. Subjects include Electronic Fund Transfer, Bank
Secrecy, Fair Credit Reporting and the FACT Act, Privacy, Truth In Lending,
Equal Credit Opportunity, Interest and Financial Calculations, Texas
Finance Code, and Computers and Compliance.
. Developed and opened new sales territory with new compliance and
loan documentation product selling over 100 systems the first year to Texas
and Oklahoma financial institutions of all sizes. (CFI ProServices, Inc.)
. Sold consumer, commercial and real estate loan documentation and
compliance software to national key accounts. Sold over $1.5 million in
LaserPro software to banks such as First Interstate, Comerica, Northern
Trust, and Barnett Banks. Required an in-depth knowledge of credit laws
and lending practices of financial institutions nationally. (CFI
ProServices, Inc.)
. Initiated, negotiated, and closed multi-million dollar contract
for Banc One Corporation to purchase LaserPro for use nationally to
document real estate, consumer, and commercial loans. Product evaluation
involved extensive multi-state legal review of loan documentation and
calculations to meet requirements of client's multi-state banking
operations. (CFI ProServices, Inc.)
RELEVANT WORK EXPERIENCE
Partner, Bodman LLP., Cheboygan, MI
National Counsel - CFI ProServices, Inc. (now Harland Financial Services)
Portland, OR
Senior Attorney and Corporate Compliance Officer, InterFirst Corporation,
Dallas, TX
Director, Division of Consumer Affairs, Federal Reserve Bank of Dallas
EDUCATION
Juris Doctor - University of Michigan Law School, Ann Arbor, MI
Bachelor of Arts - Beloit College, Beloit, WI
Publications
The Texas Credit Code Handbook, Wiley Law Publications (1992)
The Texas Usury Law Handbook,
The Texas Usury Law Handbook, Second Edition, West Publishing Group (2005)
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