Ramona Vida *** F. Quarry Road
San Francisco, CA 94129
Cell: 415-***-****
Cell: 415-***-****
abm58o@r.postjobfree.com
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Objective
I am interested in becoming a part of your team of great
individuals. I would like a challenging position that enables me to
enhance my experiences as well as take on new ones, and one that
would allow me to contribute to the business needs of a growing
fast paced company.
Experience
East West Bank (United Commercial Bank)
July 2005 - Present Investor Reporting San Francisco, CA
Manager
Responsible for overseeing investor reporting, loan maintenance,
reconciliation of bank accounts and support other departments with
working knowledge of system capabilities.
Supervise and train Servicing Assistants, making sure daily work is
completed and reviewed.
Support other departments with servicing expertise on the write up
for new loan documentation and participate in implementation of new
policies and procedures.
Support Loan Servicing Manager on various projects such as internal
and external audits, conversions, loan sales, and testing new
features on test bank.
Process daily advances, curtailments, monthly payments and
participation remittances.
Provide service to internal and external customers.
Provide servicing for single family, multi family, HELOC,
commercial and SBA loans.
Prepare investor reports for Schedule/Schedule and Actual/Actual
loan pools.
Prepare and electronically transmit monthly and daily remittances.
Process all investor inquiries.
Process and maintain loan sales to investors.
Certify the monthly reconciliations of Bank Demand Deposit Accounts
and General Ledgers.
Assist in the implementation of Bank mergers and conversion of loan
systems.
Research and assist in the communication and correcting of
transaction differences.
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United Commercial Bank
May 2003 - July 2005 Loan Servicing San Francisco, CA
Assistant
Retrieve and review expired commercial loan insurance report.
Correspond with insurance agents and/or borrowers to obtain current
evidence of property, liability and/or business personal property
insurance.
Force place insurance coverage on loans with expired insurance
policies.
Maintain fore placed loan accounts.
Process the payment of force placed billings.
Process any cancellations with the force placed insurance company
and maintain the loan account.
Coordinate the retrieval of paid loan files.
Prepare the release of documents such as Reconveyance and UCC
Financial Statements.
Track and mail documents to County and/or Secretary of State.
Answer and assist customer phone calls.
Distribute daily mail such as US mail, inter-office mail, and
overnight deliveries.
Assist in the filing of insurance documents.
Assist in the retrieval of any insurance files that may be
requested by other departments.
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Citibank, N.A.
January 1997 - Credit Assistant
February 2003 Hagatna, Guam
Process new loans - Personal, Auto, and Ready Credit
Prepare loan documents.
Create, maintain and close accounts.
Input customer information and book loans into bank system.
Maintain account changes on bank system, i.e. extension of maturity
date, rate change, address change.
Process payments and payoffs.
Process charge-off and recovery accounts.
Control and secure Cashier's Checks.
Microfilm daily transactions and bookings.
Filing and pulling of consumer loan credit/security files.
Review on-line all new Personal, Auto, and Ready Credit loan
bookings for correct data input.
Set-up Global Relationship Banking customer profile.
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Citibank, N.A.
January 1995 - January Customer Service
1997 Representative Hagatna, Guam
Process cash, check and yen deposits through the Teller Line,
Deposit Express Machine, Automated Teller Machine, and Night Bag
Drop.
Process cash withdrawals.
Process cash advances for credit cards.
Issue Traveler's Cheques and other bank drafts.
Service and replenish the Automated Teller Machine.
Complete forms such as the Currency Transaction Report when needed.
Assist in balancing the currency bank vault.
Assist in preparing currency shipments.
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Education
John F. Kennedy High School
Loan Servicing Systems
LPS
FIS Insight
PCFS 2000
Bankserv
Blackline
OSI Evision Check
Research
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Training Programs
Excel Intermediate 09/2001
Building Strong Customer Relationships 10/2001
TIL and ECOA for Credit Cards 01/2002
EFTA for Credit Cards 02/2002
Consumer Lending 03/2002
Anti-Robbery Training 11/2002
BSA/AML Training 11/2002
Various bank courses taken through the Regulatory University
Website. 2003 to Present
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Summary of Qualifications
Extremely organized. Recognized for the ability to prioritize,
coordinate and efficiently complete multiple tasks. Strong in
attention to details, deadlines and directions. Able to work
independently and displays initiative. Able to articulate subject
matters concisely for internal and external customers. Works well
with others; a real team player. Able to complete projects with
little or no supervision. Able to analyze and accurately assess
needs, set goals and objectives, and devise workable plans for
accomplishing objectives.
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References
Rena Tipton, First Vice President/Loan Servicing Manager
United Commercial Bank, San Francisco, CA 415-***-****
Kim Snowden, Assistant Vice President/
Customer Service Manager
United Commercial Bank, San Francisco, CA 415-***-****
Erwin Perez, First Vice President/Marketing
Citibank, Guam 671-***-****
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