Melanie C. Hoover

*** **** ***** **

Middletown, DE 19709

Home 302-***-****

Cell 302-***-****

Wilmington Trust, Wilmington, DE

Bank Portfolio Operations Manager - AVP November

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. Manage all aspects of the back office functions for the Bank's

investment portfolio and wholesale funding, including

processing, accounting, and SEC (10-Q/10-K) and regulatory

reporting. Assist Treasurer with gathering security information

so funding, investment, and impairment decisions can be made.

. Ensure proper execution and accounting of all trades.

Securities include treasuries, mortgage back, agencies, and

collateralized debt obligations.

. Perform quarterly OTTI (other than temporarily impaired)

analysis and complete the accounting transactions for any

security losses. Ensure all accounting transactions associated

with the impairment are completed.

. Complete quarterly amortization schedules for all OTTI debt

securities and ensure the accruals are posted to the general

ledger.

. Calculate and maintain documents for securities that are

deferring their interest and principal payments.

. SOX control owner responsible for ensuing efficient controls are

in place to minimize risk and loss to the Bank. Ensure the team

is completing their work in compliance with the SOX controls and

update existing controls for improvements or changes to

processes.

. Review all daily, monthly, and quarterly reports and

reconciliations and ensure team is completing timely and

accurately. Assist team members with trouble shooting

investment system and accounting issues.

. Assist internal and external auditors with testing and reviewing

Bank Portfolio Operations controls.

. Review and perform monthly income review and yield analysis by

explaining variances.

. Routinely complete special projects and analytical work at the

request of the Treasurer. Utilize excel worksheet to collect and

report requested information.

. Complete all administrative tasks for staff members.

Accomplishments:.

o Established excel worksheets and created formulas and links

to maintain all OTTI debt securities. Created procedures and

trained other team members with the adoption of FSP 115-2 in

second quarter of 2009. All accounting and analytical tasks

for the OTTI portfolio is completed on excel worksheets.

o Developed desktop procedures for all back office treasury

functions to ensure continuity. Ensured all team members

received training to enable them to successfully complete all

tasks.

o Established new SOX controls for the OTTI process and

accounting for debt securities after impairment.

o Overseen the successful implementation of the investment

system upgrade. Worked closely with vendor to ensure the

team was utilizing all the functions of the system

efficiently.

Hercules Inc. (now Ashland Inc.), Wilmington, DE - department

eliminated due to merger

Global Treasury Manager - Treasury Division July

2006 to November 2008

. Prepared daily cash reports and forecasted funding needs for

Hercules European entities and their subsidiaries. Provided

Treasurer with daily cash totals and funding needs for all

entities. Worked with counterpart on US entities to ensure both

the US and European entities were properly funded daily.

. Managed and funded over 80 global bank accounts in 10 different

currencies.

. Initiated and processed trading transactions with brokers and

other banks. Transactions included money market and foreign

exchange trades.

. Initiated and approved electronic transfers to fund subsidiaries

and to make payments. Responsible for ensuring sufficient funds

were in the bank accounts to pay salaries in several currencies

on payment date.

. Completed monthly foreign exchange netting process, which

required contacting several brokers for quotes and calculating

the best rate. Established excel worksheets and created

formulas to efficiently calculate the best rate at a moment's

notice due to the time sensitivity of the current rate.

. SOX control owner responsible for completing quarterly testing

of controls and reporting results to internal audit. Created new

controls to reduce Hercules exposure to existing bank guarantees

(letter of credit) by closing ones that were no longer needed.

. Relationship manager responsible for bank account maintenance

and bank guarantees. Established a good working relationship

with several foreign banks to ensure the needs of Hercules were

met.

. Researched and resolved cash differences and failed trades.

. Utilized excel worksheets and the cash management functions in

SAP to perform daily cash management duties.

Accomplishments:

o Spent a month in Europe transitioning job functions to the

US.

o Successfully completed all cash management functions timely

and accurately without assistance after less than one month

of training. Received recognition from Treasurer and CEO.

o Established new procedures for completing the daily and

monthly cash management functions and trained other team

members to successfully perform the cash manager's tasks.

Melanie C. Hoover

JP Morgan, Newark DE

Associate - Investment Banking January

2006 to July 2006

. Managed a team of four analysts responsible for the

organization's fixed income securities portfolio.

. Prepared month end reports documenting the Bank's outstanding

positions.

. Completed daily reconciliations between the trading system and

the general ledger.

. Processed general ledger entries and complete functions related to

broker dealer accounting.

. Created pivot tables to analyze income/expense figures and

outstanding positions

. Completed SOX testing and assist internal and external auditors.

MBNA America (now Bank of America), Wilmington, DE - department

eliminated due to merger

Senior Financial Analyst - Treasury Support

December 2000 to January 2006

. Completed accounting and transaction setup for foreign exchange

contracts, interest and currency swaps, and fixed income products.

Processes included monthly pricing and report preparation for

completing FAS 133 entries, transfer of funds, interest accruals, rate

resets, general ledger entries, and processing collateral margin calls

based on the ISDA Agreements.

. Processed debt issuance transactions for the Bank. Processes included

general ledger entries, rate resets, and filing of proper

documentation (pricing supplement, prospectus, credit ratings).

. Processed and maintained both the domestic and foreign inter company

loans. Processes included transferring funds and general ledger

entries for advances/payments and interest payments.

. Processed and reviewed all debt instruments for the organization.

Products included commercial paper, broker retail CDs, and issuance of

debt. Processes included general ledger entries, reporting, and fund

movements.

. Price derivative and investment portfolios on a monthly basis

and completed reports for filing FAS 133 entries,

10-Q, Call Reports, and other regulatory documents.

. Completed daily cash flows to forecast funding needs for the Bank and

its subsidiaries.

. Project manager for tasks that related to implementing new

products and improving existing processes

and reports.

1. Assisted with month end processes that included pricing the

derivative and investment portfolios, reviewing and distributing

month end reports.

2. Supervised team and ensured all daily and monthly work was

completed and reviewed timely.

Accomplishments:

o Implemented several processes improvements that saved time

and reduced errors. Projects included automating the Bank's

foreign exchange transactions and interest rate swaps. Prior

to automation, all transactions were done manually on excel

worksheets.

o Assisted senior management and internal audit teams with

making decisions for project funding and approvals.

o Created pricing worksheets in Bloomberg for investment and

swap portfolios to increase the efficiency of the pricing

process at month end.

o Created excel worksheets to maintain collateral holdings and

margin calls.

o Promoted to Senior Financial Analyst.

PFPC Worldwide (now PNC Global Investment Servicing), Wilmington, DE

Investment Accounting Supervisor November 1998

to December 2000

. Managed a team of accountants for several Black Rock mutual

funds.

. Completed regulatory reports, which included semi-annual and

annual report preparation, and tax reporting.

. Prepared and reviewed monthly financial statements and audit

reports including the Sub Chapter M.

. Preformed year-end closing entries for income/expense and

gain/loss accounts.

. Verified the accuracy of daily NAV's (Net Asset Values) and

transmitted to NASDAQ.

Accomplishments:

o Promoted to senior accountant in six months after starting

and promoted to investment accounting supervisor a year

later.

o Individually performed and completed all daily & monthly

functions of a taxable bond fund that was previously

completed by two accountants. This was the largest taxable

bond fund in the Black Rock fund group.

EDUCATION:

Goldey-Beacom College

. Bachelor of Science, May 1995

Major: Accounting

Graduated Cum Laude

. Master of Business Administration, June 2006

Finance Concentration

Graduated highest honors 4.00 GPA

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