N. Laurel, MD ***** 410-***-**** Tel.
abm4e5@r.postjobfree.com
Cicely M. Miller-Schwartz
Summary
Experienced in different industry settings and enjoy work that involves problem solving,
working with a team and customer service. Expert level computer literate with the
ability to quickly learn any new database necessary.
Experience
August 2009 – Present WFHM / AccountTemps Columbia, MD
Loan Adjustor Specialist
Restructure of financing for residential loans prior to or during the foreclosure process.
Reviewing and adjusting moderately complex delinquent/problem loans.
Assist customers in pursuing alternatives to foreclosure.
Examine cases, review financials and individual hardships while working within the
framework of investor guidelines to approve or deny workout options.
Reviewing for compliance all approved loan modifications.
Typing and/or recording loan modifications per state recording guidelines.
June-August 2009 WFHM / AccountTemps Frederick, MD
Pricing Analyst
Assisted brokers with maintaining daily rate lock expirations to avoid penalties.
Assisted brokers with processing registrations and rate lock requests.
Advised brokers of the best pricing and program options for rate locks.
2008-2009 Maple Life Financial Bethesda, MD
Legal Transactional Analyst
Facilitate all life settlement closing activities
Prepare and manage the execution of necessary funding documentation
Coordinate the review of accepted cases with Trustee and Purchaser
Order and track in force and verification of coverage with carrier
Evaluate closing process and purpose to implement improvements
2007-2008 Lafayette Federal C.U. Kensington, MD
Mortgage Loan Originator
Interview applicant for residential and investment property mortgages
Request and analyze supporting documentation
Determine if applicant meets underwriting standards
Determine best product for applicant and provide counsel
Maintain Credit Union mortgage website for accuracy and compliance
Update and changes rates daily as needed online and internal database
Assist servicing department with applications to modify current mortgage loans
2005-2007 Lafayette Federal C.U. Kensington, MD
Mortgage Loan Processor
Order all required reports and verifications
Compile and submit complete loan file to underwriting for final approval
Prepare closing figures for the closing department
Review of HUD for accuracy before closing
Disburse loan, set up new loan in system and set up escrow
Post Close Review of files funded
2004-2005 US Bank Seattle, WA
Administrative Assistant/Commercial Dept.
Review and set up commercial loan file for required documents.
Assist Loan Officer with ordering of reports and verifications
Maintain files and computer database
Schedule appointments with client and Loan Officer
Education 2000-2002 Highline Community College Des Moines, WA
Business Accounting Courses
2009-Present Howard Community College Columbia, MD
Business Administration Courses