Sales Manager
Resume:
Nicole C. Clark
Bluffton SC 29926
NC Furniture Sales
*** ******* ** *** ** 29928 04/08 to 10/08 Store Closed
Sales Manager
Successfully manage and lead the store in all day-to-day operations.
Ensure that the customers get the service they deserve, and keeping the store on track with planned
sales and profit goals.
• Direct and coordinate activities of businesses or departments concerned with the production, pricing,
sales, and/or distribution of products.
• Review financial statements, sales and activity reports, and other performance data to measure
productivity and goal achievement and to determine areas needing cost reduction and program
improvement.
• Monitor businesses and agencies to ensure that they efficiently and effectively provide needed
services while staying within budgetary limits.
• Oversee activities directly related to ordering products.
• Direct and coordinate organization's financial and budget activities to fund operations, maximize
investments, and increase efficiency.
• Determine goods and services to be sold, and set prices based on forecasts of customer demand.
• Manage the movement of goods into and out of warehouse facilities.
CNC Financial Group 2005 to 5/2008
301 Central Avenue Suite 279
HHI SC 29926
Loan Officer
Originate mortgages for home purchases, refinance, and new home construction
Solidify contacts with local realtors, contractors, financial advisors, and other referral sources and
meet all potential borrowers, and inspect all properties for requested financing
Review and analyze loan transaction packages for preliminary approval or denial in accordance with
bank guidelines
Assemble all required documentation for processing and underwriting on each transaction, and
prepare and present all related deal points to Loan Committee when required
Balance books, manage daily deposits, and assist customers with insurance and financial needs
Jones Apparel Group September 1999 to May 2005
Bristol, PA
Senior Commercial Credit Analyst
* Responsible for maintaining the portfolio of over one thousand accounts for
both major and independent apparel companies.
Conduct in-depth analysis by reviewing financial statements as well as trade
& bank references. Apply analytical and statistical techniques to forecast the
company’s future.
* Provided written analysis and support for all credit decisions to be
brought before a credit committee.
Researched payment trends through various credit reporting agencies.
Reviewed and critiqued the collection efforts made by the collection staff.
* Negotiated delinquent account payoffs. Monitored A/R balances and
applications, wrote- up adjustment for misapplied funds. Performed other
credit related duties, task and assignments as required.
Siemens Credit Corporation
Bridgewater, New Jersey September 1997 to July 1999
Portfolio Administrator
Identify and monitor overdue accounts using AS 400.
Correspond with responsible billing attorney regarding client’s A/R status
and obtain permission to contact client.
Contact delinquent clients via phone, e-mail or regular mail. Negotiate
repayment of past due receivables with client.
Document all client contacts, collection activity & payment promises in AS
400 Calendar To-Do list current in AS 400 for all assigned clients.
Make recommendations to Collection/Credit Manager with respect to collection
agency turnover, legal action or the write-off of old or uncollectible
balances.
Provide information requested by billing attorneys, Credit Directors, Office
Managing partners and clients in a timely manner.
Capacity to work well independently and work well in a team environment
Monitor and resolve unallocated funds by working with legal & operational
personnel.
Ability to multi-task and meet deadlines. Provide excellent customer
service, together with a professional phone manner.
Other projects and duties as assigned by Collection/Credit Manager or
Director of Finance..
Education:
Rowan University, Glassboro, New Jersey
B.S Exercise Science issued May 1997
Skills:
Microsoft Word, AS 400, Excel spreadsheets,
E-Mail, Info lease, docuware, & SAP
Software.
Contact this candidate