JOHN MUELLER
* ****** ****** ********, ** *****
973-***-****(cell)
973-***-****(home)
************@*****.***
PROFILE
Liability Claims Executive with expertise in the oversight and handling of
complex claims. Proven ability to establish policies and procedures manage
expenses and motivate and develop team members. Track record for improving
profitability by identifying and implementing innovative approaches to
increase recoverables and reduce claims costs and expenses. Highly
skilled at recognizing industry trends and positioning organizations to
react/adapt to take advantage of opportunities. Core strengths include
data analysis, project management, and a focused, no nonsense approach to
solving problems. Reputation as an industry "go to" claims expert.
PROFESSIONAL EXPERIENCE
EVEREST NATIONAL INSURANCE COMPANY, Liberty Corner, NJ 2008-
2010
A multiple lines commercial program insurance carrier
Vice President, Excess Claims
Recruited to manage staff handling national excess claims produced through
the CV Starr program, with a premium of $240m. Business written over large
retentions and primary lines coverage in the Public Entity, Construction
and General Business areas. Duties included active diary management, timely
reserving and accountability for file quality and results.
. Vigorous review and management of existing cases resulted in
acknowledged upswing in quality review scores.
MITSUI SUMITOMO MARINE MANAGEMENT, Warren, NJ
2005-2008
A multiple lines commercial insurance carrier
Assistant Vice President, Claims
Built, and then managed, the National Central Claims Unit for general
liability and Umbrella claims nationally. Responsible for indemnity and
expense results, in addition to overall quality. Provided guidance on
litigation issues and implementation of related fee review programs.
. Aggressive management of the general liability book, particularly
the elevator program contributed
significantly to the reduction of IBNR and expenses in excess of $5
million.
CRUM AND FORSTER INSURANCE, Morristown, NJ 1980-2004
A multiple lines commercial insurance company
Vice President, Claims (1989-2004)
Managed high exposure liability claims countrywide in general liability,
automobile, Umbrella and Management Protection coverages. Responsible for
Environmental, Construction Defect, Staff Counsel, Subrogation and Quality
Reviews. Directed overall analysis of results in indemnity and expense.
. Researched and implemented a plan to increase subrogation
recoverables. Organized and directed a nationwide staff of eight, and
implemented procedures and goals. Increased recoverables from $1.3
million in 1993, to $16.7 million in 2003.
. Created an environmental claims unit upon learning of the dissolution
of the handling TPA. Interviewed personnel and handled all logistics
for this start-up unit. Key decisions led to savings of $2 million
per year, while improving technical handling and indemnity results.
. Led a comparative analysis on the best way to handle legal fee
reviews, in-house staff versus outsourcing. Made the decision to
outsource, negotiated terms and implemented program through visits to
key regional staff offices. The program saved an average of $4
million per year.
. Instrumental in the development of Claims Cost Management program,
which overhauled "best practices", designed to reduce claims
"leakage." Directed liability implementation and followed-up with
file reviews which confirmed that program reduced indemnity "leakage"
from 9% to less than 2%, and expense "leakage" from 20% to less than
2%.
. Designed, implemented and revised national reporting procedures,
through which high exposure and coverage matters were reported to
Home Office Staff for review and guidance. Through this program and
the judicious granting of authority, extra contractual cases were
prevented, while achieving appropriate indemnity outcomes.
Assistant Vice President, Claims (1986-1989)
Managed high exposure primary liability claims nationwide. In addition,
handled all claims audits and training.
. Designed and implemented independent adjuster fee review program.
. Revised and implemented quality control review procedures to measure
claims indemnity "leakage" and tie it in to a basic grouping for
training purposes.
. Researched alternative methods of initial reserving and projected the
impact of each method. Presented to CEO for consideration.
Home Office Claims Examiner (1983-1986)
Managed an oversight diary of high exposure primary and Umbrella files
reported from regional offices; participated in claims reviews and
training.
Regional Claims Manager (1980-1983)
FIREMAN'S FUND INSURANCE COMPANY, Parsippany, NJ
1973-1980
A national carrier writing commercial and personal lines insurance.
Claims Supervisor (1975-1980)
Responsible for staff of seven and their work product, including large
exposure cases.
Claims Representative (1973-1975)
EDUCATION AND PROFESSIONAL TRAINING
B.A., Sociology, ALMA COLLEGE, Alma, MI,
Casualty Claims Law Associate, AMERICAN EDUCATIONAL INSTITUTE,
Fraud Claim Law Associate, AMERICAN EDUCATIONAL INSTITUTE
PROFESSIONAL AFFILIATIONS
American Insurance Association Delegate; Member, Liability Committee
Defense Research Institute