Sales Quality Control

Christina M. Durant

**** *** ******** **** * Corona, CA 92882

Cell 951-***-****, ablv8u@r.postjobfree.com

Professional Experience

Owner & Encumbrance Specialist/Junior Lien Analytics/Sales

Team/Referrals/Senior Lien Monitoring

UTLS F/K/A LandAmerica Financial Group

Irvine, CA

11/2007 to Present

. Monitor foreclosures from referral through sales for assigned judicial

and non-judicial portfolios. Knowledge of the foreclosure process for

various states.

. Responsible for working daily reports, reviewing title and BPO to

verify lien position and equity. Communicate effectively with

trustees, attorneys, mortgage companies, banks, and other financial

institutions to obtain accurate senior mortgage loan information on

assigned caseloads.

. Work closely with attorneys by hiring counsel, to file protective

actions, bid at sale attendance and sales results.

. Updated relevant senior lien information in proprietary servicing

system using excel, word, Microsoft Outlook, Online data sources such

as Data Tree, Data Trace, Netronline, Newtrak and MSP(Alltel):

. Completing Equity Analysis for clients by reviewing the credit report

and History Pro. Quality Control all of the completed Equity Analysis

before sending to client

Due Diligence

Clayton Group

Shelton, CT

June 2003 to January 2008

. Underwriting and auditing real estate secured loans to insure

adherence to guidelines/AUS, soundness of credit extended and

compliance with federal and state regulations.

. Performing Quality Control duties and assisting fellow under writers

with deal specific questions.

. Performed credit with compliance checks, fraud reviews and examined

loan packages for completeness and accuracy on post closed FHA/VA,

reverse mortgages, conventional, conforming/ non-conforming, and jumbo

loans.

. Assessed risk for potential investor(s) by determining the borrower's

ability and willingness to repay by implementing and underwriting to

lender guidelines.

. Evaluated scratch and dent portfolios and performed put back reviews.

. Reviewed appraisals for property health & safety issues and value

authentication.

. Ensured Title & lien perfection

. Systems used include but not limited to: CLUES, CLAS, Workbench,

CLOUT, LP, Pacer, Lexis-Nexis

Senior Lien Specialist

Fidelity National Bankruptcy & Foreclosure Solutions

Mendota Heights, MN

March 2002 to June 2003

. On loans that were a high risk for bankruptcy or foreclosure I

monitored the status of the 1st mortgage.

. Contact with my clients, attorneys.

. Checked title and obtained pay-offs for upcoming foreclosure sales to

protect my client's interest by making sure they were aware and

covered at the foreclosure sale.

Post Closer

North American Mortgage Co.

Eden Prairie, MN

June 1999 to March 2002

. Responsible for preparing closed loans to be funded.

. Verifying and detailing the necessary documentation within the file,

to prevent deficient file return.

. Required constant contact with brokers, borrowers and title companies

for missing or incorrect information.

. Helped clear loans that were deficient, and unable to fund.

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