Real Estate Manager

Jason Glater

P.O. Box ****** 469-***-****

Dallas, TX 75370 ablurk@r.postjobfree.com

http://utaprojectstudio.blogspot.com/

http://txstudytour.blogspot.com/

SUMMARY

Creative, detail-oriented real estate professional with 10 years experience in Secondary

Marketing, Capital Markets, Asset Allocation, Discounted Cash -flow Analysis, Underwriting

and Credit Analysis, Quality Control, Due-diligence, Loss Mitigation, and Property Tax

Strengths include strategic planning, data analysis, decision-making and effective policy

implementation.

Skilled aptitude to accurately determine needs, understands credit risk underwriting,

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collateral analysis, fraud detection, compliance, and offers positive alternatives to current

negative situations.

• Excellent interpersonal, analytical, customer service, presentation, negotiating, quality

assessment, communications and research skills.

Technical skills: Argus Software, Excel Modeling, DCF models, ARC GIS, MS Word, MS

Excel, MS Access, MS PowerPoint, Datatrack, Calyx Point, Optimal Blue, and Encompass

Management of rehabilitation projects and contractors within time and budget requirements.

Organizations: Commercial Investment Real Estate (CCIM), Urban Land Institute, Dallas

Mortgage Bankers Association (Committee Chair 2009), and Texas Mortgage Bankers

Association

EMPLOYMENT OVERVIEW

Secondary Marketing Manager

Texaslending.com July 2008 – May 2009

• Managed a Secondary Department for a Texas based lender funding approximately 600

million dollars in annual residential loan volume.

• In addition to setting pricing policies and procedures for day to day operations, I have

implemented the following:

o Centralized a Lock Desk accommodating over 1000 new and change requests

monthly as well as closing and accounting audits.

o Developed best execution strategies with regards to flow delivery including

implementing a pricing and validation engine from Optimal Blue.

o Increased Gain on Sale margins 28% without additional risk exposure with regards to

credit policies or adversely impacting the application to funding ratio.

o Increase pull through ratios from the teens to as high as 69%.

o Capitalize on CRA credits.

o Reduce per loan expenses by 21% per loan while maintaining pipeline integrity.

o Entered into formal volume commitments with key investors.

o Prepared hedge strategies for AOT/Mandatory trades to position the company for

increased profitability and to circumvent potential fallout issues that are adversely

impacting the small to midsize mortgage banker.

03/2005 to 02/2008

Benchmark Mortgage Dallas, TX

P roduction Manager

Performed secondary marketing functions as well as created and maintained product guides and

development from Agency, FHA/VA, Countrywide, Chase, GMAC/RFC, ALS/Lehman Brothers, Citi-

Mortgage, Amtrust, Impac Lending, Indymac, New Century, and Novastar as well as MGIC, PMI and

Genworth.

Responsible for 360 million dollar annual pipeline consisting of Agency, Alt-A, Jumbo, FHA/VA, Pay-

Option ARMs, Subprime, OTC loans, and all second liens products.

Managed a team of six Account Executives and Account Managers that managed 240 retail branches

nationwide.

Consulted with Executive Management on effective risk modeling and price modeling given

market conditions and best execution strategies available.

Excellent working knowledge of capital markets, warehouse lending, state and federal regulations.

11/2004 to 03/2005

Countrywide Plano, TX

Office of the President

Reviewed, responded and offered remedy on escalated cases from small lawsuits, Better Business

Bureau, Attorney Generals and state banking departments.

Investigated cases by reviewing loan packages to assess possible risk to Countrywide for

TILA/RESPA/HOEPA violations as well as state compliance issues before making recommendations to

escalate to corporate council, counteroffer the request, issue compensation as needed or deny remedy on

the case.

06/2003 11/2004

Network Funding Houston, TX

Branch Manager

Operated and supervised a retail branch office consisting funding 15 million dollars in annual loan

production of both residential and small balance commercial loans.

All of my loan officers are currently employed to in the mortgage business and are running their own

businesses at present.

06/2001 03/2003

Advantage Investors Mortgage Dallas, TX

Loan Officer

Solicited customers through referral network and marketing campaigns

Advised borrowers of their best options, given their financial situations.

Trained new loan officers and served as their point of reference in structuring loans

Education

BAAS University of North Texas

MS, Real Estate, University of Texas, Arlington, TX 2010

Courses: Asset Repositioning-Due Diligence, Real Estate Finance, Real Estate Development, Real

Estate Appraisal, Real Estate Investments, Sustainable Development, Commercial Lease Analysis,

Construction Management and GIS

PhD candidate Real Estate University of Texas, Arlington TX 2012

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