Patrick J. McKinney ** Skyline Drive ( Prospect, CT 06712
203-***-**** (H) 203-***-**** (M) (
**************@***.***
SENIOR CLIENT MANAGER COMMERCIAL BANKING :
Relationship Management...Commercial Lending... Sales Management... Program
Management
Disciplined, thorough, and goal-oriented banking/financial services
executive offering 20+ years of rich career experience structuring
profitable transactions, strengthening customer satisfaction, and fostering
work environment dedicated to providing excellent service. Broad-based
expertise in all types of lending/equipment financing within various middle
market segments. Accomplished professional with propensity for
collaborating with C-level decision makers, consistently exceeding sales
goals, and successfully managing teams of high-performance employees. Enjoy
positive industry reputation by network of industry clients.
Relationship Management New Business Development Credit Expertise
Sales Management Transaction Structuring Program Management
C-level Collaboration Cross Sell Products Product Development
Selected Highlights
o Attain positive top-line results by cultivating solid relationships with
bank clients, leveraging keen negotiation talents, and structuring sound
finance programs
o Guided numerous initiatives involving program management, business
development, sales management, and client relationship cultivation.
o Proven track record of success leveraging industry knowledge and
expansive network of contacts to drive top-line performance enhancements.
o Exceptional understanding of all types of loan products including real
estate, revolvers, working capital, construction funding, and taxable and
tax exempt capital and operating leases.
~ Generated more than $500 million in new business volume over 20+ years ~
Career Progression
CitiCapital (division of Citibank) - Harrison, NY - 1991 to 2008
Vice President, Senior Relationship Manager (1997 to 2008)
Promoted within $12 billion global bank organization to steer lending and
equipment financing efforts throughout New York, New England, and Northern
New Jersey. Challenged with developing new business opportunities for
equipment, construction, working capital, and real estate financing within
various industries. In addition, partnered with Citibank and Smith Barney
Regional Managers to develop potential sources of business from existing
client base matching targeted market of potential clients.
Sales Growth Realized per annum sales growth of 275% (to $30 million from $8
million), with best year of $65 million, to consistently achieve top
5 status out of peer group of 50+.
Professional Recognized by Citigroup CEO for successfully structuring a Smith
Accolade Barney cross sell initiative valued at $11 million.
Relationship Established and cultivated multimillion-dollar relationships with
Development marquee clients such as State of New York, NYC Health and Hospitals
Corporation, NY Presbyterian Hospital, City of Boston, Dormitory
Authority of the State of New York, and others.
Senior Program Manager (1993 to 1997)
Earned opportunity to intensify vendor relationship with national
vendor/manufacturer, Philips Medical Systems, collaborate with credit
department, create new finance programs in tandem with vendors' new
products, and establish comp program and sales program for vendors' sales
people. Managed team comprised of 5 district sales managers and 1 sales
assistant.
Revenue Ignited annual sales to $90+ million from $10 million (800%+) by
Generation collaborating with credit organization on turnaround times and
parameters. Developed pricing and residual strategies, created
product-specific financing programs, designed service metrics for
each program, and attended vendors' sales meetings to increase new
business opportunities with vendor/manufacturer conduit.
Agreement Positioned company for long-term success by negotiating agreements
Renewals granting bank first refusal of all potential financing for each
manufacturer with renewals occurring every 12 to 18 months.
District Manager (1991 to 1993)
Recruited to strengthen vendor relationships within territory. Conducted
multiple meetings with vendors to realize increase in funding due to
cultivation of trusted association through consistent delivery of promises.
Supported approximately 40 sales representatives and sales managers by
providing financing solutions within accounts. Marquee clients included New
York Hospital, Montefiore Medical Center, University Diagnostics,
Greenville Hospital, and State of New York Department of Transportation,
Department of Corrections, and State Police.
Credit Accelerated region's credit approval rates 250% by developing new
Approval deal submission process providing credit department with more
information.
New Business Grew new business volume $20+ million by collaborating with vendors
to serve as integral member of sales team; partnering with
CitiCapital management on pricing, credit parameters, and residuals;
delivering on promises to vendors' end user clients.
Earlier Career Experience
Philips Credit Corporation -Director of Credit
Education & Additional Highlights
Education Bachelor of Science in Social Science / Economics
CENTRAL CONNECTICUT STATE UNIVERSITY; New Britain, CT
Professional Citibank - Financial Selling Skills and Negotiation Techniques
Development Citibank. - Qualification and Presentation Skills
Amembol and Isom - Leasing: The Creative Financing Alternative
American Management Association - Leasing Techniques and Analysis
Philips Electronics N.A.C. - Conference Facilitator Training
Dun and Bradstreet - Credit and Financial Analysis
Affiliations Healthcare Financial Management Associates / American Association of
Equipment Lessors/
Equipment Lessors Association