Ray D. Sanders

*** ********* *****

Gadsden, AL *5901

256-***-****

Education: Ashville High School 1977 – 1981

Gadsden State Community College 1982 – 1984

Professional Experience:

Branch Manager – Automotive Finance Corporation

Birmingham, AL 2000 – 2009

●Grew branch from $4.8mm to $13mm dealer portfolio

●Exceeded budget six consecutive years

●Developed and increased new customer base

●Expanded sales territory – Northeast Alabama

●Maintained and serviced existing customer accounts

●Recruited and developed personnel

●Maintained delinquent accounts at 98.8% current

●Prepared budgets and projection reports yearly

Branch Manager – Compass Bank

Gadsden, AL 1996 – 2000

●Overseer $35mm branch

●Marketed all bank and specialty products

●Provided internal sales to existing customers

●Processed all bill and vendor payments

●Processed payroll

●Reviewed accounts for legal action

●Past due collections

●Responsible for a cost efficient office

●Responsible for Security Practices and Procedures

Branch Manager – Blazer Financial Services

Anniston, AL 1987 – 1996

●In charge of a $12mm consumer lending institution

●Marketed products to new and existing customers

●Controlled delinquency on accounts

●Maintained and serviced all accounts

●Developed and maintained rapport with businesses

●Developed financing for retail businesses

REFERENCES AVAILABLE UPON REQUEST

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