CHARLES JUDE FEUER
* ********* **** . ******, ** 10952
917-***-**** . *******.*****@*****.***
Experience
First City LLC, General Counsel, Consultant, 2009 - Present
. Consultant to a number of institutional and private investment funds,
including, for example, hedge funds such as Pequot Capital Management,
primarily in their pursuits to acquire financial institutions.
. For each investor and target financial institution, conduct legal,
regulatory, compliance and loan due diligence and assist in establishing
accurate valuation, determining most profitable workout strategy for
troubled assets portfolio(s) and identify a plan for growth and
expansion, both through organic and acquisition methods, within the
structure of a national legal, regulatory and compliance strategy.
Greystone Multiunit LLC, Director of Operations, 2007 - 2009
. As a member of Greystone MultiUnit's ("GMU") founding management team,
developed a loan program (approximately $300 million funded through 2008)
that provided financing for mixed-use, multifamily and small balance
commercial properties.
. Directly responsible for GMU's east and west coast operations on all
loans post-approval. Oversaw closing pipeline and all closings to
facilitate maximum monthly fundings while ensuring compliance with bank
requirements. Managed operations teams for sales support, closing and
post-closing, including QC review, servicing and audits.
. Further responsibilities involved acting as legal liaison to various
Greystone departments and affiliated entities and working with in-house
and outside counsel to institute and implement a national legal,
regulatory and compliance strategy for GMU's lending operations, which
included the drafting, review and negotiation of agreements on GMU's
behalf. Responsible for outside counsel, broker and vendor approval and
relationship management.
. Worked with Greystone's trading desk on pricing, hedging and rate locks.
Delivered presentations to Wall Street investment firms, hedge funds and
rating agencies illustrating GMU's unique loan programs, underwriting
strategies and borrower profiles for potential whole loan sales and/or
loan securitizations.
. As GMU's marketing dep't representative, plotted marketing strategy and
wrote copy for brochures, flyers, website, etc. Additionally, coordinated
GMU's presence at various conventions and trade-shows across the country.
. Worked with IT dep't on proprietary, web-based loan origination,
prequalification and file management system. Functionality included: web-
based user interface, scoring engine, payment calculator, eligibility and
pricing engine, credit bureau and third-party underwriting software
interfaces, document uploading, mapping feature and automated rate-lock
capabilities.
Hemisphere National Bank, Vice President-Legal Counsel, Investor Relations,
2004 - 2007
. Created independent, bi-coastal lending division ($350 million funded in
initial 12 months) for $700+ million retail bank based in Miami, FL,
operating with national charter under National Bank Act, regulated by
Office of the Comptroller of the Currency ("OCC"). As general counsel for
lending division, responsible for all federal, state and local regulatory
matters.
. Responsible for investor relations prior to, as well as after, Hemisphere
("HNB") was an approved seller/servicer of a particular investor.
Reviewed, provided legal recommendation and negotiated master
seller/servicer agreements with secondary market investors. Responsible
for the review and execution of all loan sale and loan
securitization/reconstitution agreements. Reviewed, provided legal
recommendation and negotiated all vendor agreements for the lending
division, including all technology vendors. In addition, reviewed and
provided legal recommendation and negotiation advice for vendor
agreements for other HNB departments.
. Responsible for coordinating and/or drafting written responses to the
OCC's audits, in addition to any other external or internal audits, of
the lending division. Provided legal, regulatory and compliance advice on
all matters as necessary. Wrote a range of Opinion of Counsel letters for
myriad transactions. Drafted pertinent sections of the lending division's
various policies and guidelines in conformance with applicable
regulations. Responsible for all legal aspects of the lending division's
employment practices.
. Assisted lending division management in various strategic business growth
plans. Skillful in manifold distinct components, beyond the legal and
regulatory, of developing loan programs, including adeptness in acquiring
a knowledge of atypical underwriting techniques; unique investor
relationship management; assisting with rate sheet design; etc.
. Worked directly with the IT dep't in the development and implementation
of proprietary, web-based suite of products for loan prequalification.
System functionality included: web-based UI, scoring engine, eligibility
and pricing engine, credit bureau and third-party-underwriting software
interfaces.
Amtrust Financial Services, Inc., Counsel, 2003 - 2004
. Assisted in mergers and acquisitions by a rapidly growing insurance
holding company, including research of new business opportunities and
drafting, reviewing and analyzing inter-company agreements for various
entities owned and controlled by AmTrust.
. Responsible for ensuring that business conducted by the various companies
met all international, federal and state legal and regulatory
requirements. Responsible for maintaining regulatory and licensing
requirements in all states for insurance companies and insurance agencies
owned and controlled by AmTrust. Developed relationships with state
insurance departments in order to facilitate insurance company licensing
and sustain regulatory dialogue with the various states.
. Responsible for all litigation matters and appointed and managed outside
counsel in all legal actions involving the companies. Involved in all
aspects of legal proceedings, from Complaint through settlement,
arbitration or trial.
. Involved in negotiating and drafting reinsurance agreements for the
various companies.
London Fischer, LLP, Associate, 2001 - 2003
. Member of commercial litigation practice group representing insurance and
reinsurance brokers in various complex commercial litigation actions and
arbitrations.
. As part of trial preparation for myriad of litigation involving insurance
backed film financing in Los Angeles, New York, London, Paris and
Australia deconstructed scores of film deals ranging from majors such as
Paramount and MGM to independents such as Artisan. Assisted in the
research and drafting of numerous motions and pleadings. Monitored
related trials.
. Researched, analyzed and drafted legal memoranda and briefings and
prepared reports for clients on a wide range of insurance, reinsurance,
regulatory and coverage issues, including, for example, detailed
analytical reports and memoranda assessing U.S. legislation in the wake
of the terrorist attacks on September 11, 2001 for predominant French
airline reinsurers, with continued study of subsequent related
litigation.
. Member of defense team for reinsurance pool manager in a $1.1 billion
arbitration award matter.
Education
Fordham University School Of Law, Juris Doctor, May, 2001
Fordham Intellectual Property, Media And Entertainment Law Journal,
Associate Editor.
Touro College, Bachelor of Arts in Political Science, Minor in English,
June, 1997.
Honors: Summa Cum Laude; Dean's List, Autumn, 1994 - Spring, 1997.
Activities: Secretary, Touro College Political Science & Pre-Law
Association.
Senior Editor, Equal Justice, a political science journal.
Admissions New York State and the United State District Courts for the
Southern and Eastern Districts of New York.