James L. Ratledge
Athens, TN 37303
C: 423-***-**** **************@*****.***
Service Experience:
Credit Manager, 03/2010-Present
Wells Fargo, Cleveland, TN
-Managed a fast pace work environment while insuring the highest
customer experience
-Analyzed detailed financial and credit data
-Helped match customers with an appropriate loan program and
level of risk
-Worked in an intense competitive selling environment of credit
products
-Achieved monthly sales goals
Account Representative, 02/2009-10/2009
Vanderbilt Mortgage & Finance, Maryville, TN
-Managed over 1,000 accounts
-Found resolutions to help each individual customer's situation,
reduced foreclosures
-Reached monthly goals
Branch Manager Trainee, 10/2006-01/2008
CitiFinancial, Cleveland, TN
-Won the Top Performer award for the region
-Sold loans & credit insurance to meet the customers' needs
-Maintained and built a strong customer relationship
-Solved issues with delinquent accounts
Education:
Bachelor of Business Administration in Finance, 05/2006, Self Funded
Education
Concentration: Corporate Planning and Investments
Accreditation: Association to Advance Collegiate Schools of Business
East Tennessee State University (ETSU), Johnson City, TN
Leadership and Additional Activities:
Founding Father/Vice President Member of Lambda Beta Chapter, Kappa Sigma,
08/2004-Present
Member, Delta Sigma Pi, 01/ 2005-Present
Professional Skills:
Software: AS 400, Maestro, Sales Platform, S2DO, AOW, Microsoft Office