Assistant Real Estate
Resume:
Amy Raglin
**** ****** ***. **** *******, OK ****3
**********@*****.***
Education: Oklahoma State University, Stillwater, OK
Bachelor of Science in Business Finance, 2006
Employment: First Oklahoma Bank 08/09-Present
Assistant Vice President/Loan Operations
Responsible for learning, communicating and training all lending
compliance/regulatory changes to loan staff, Preparing all
Commercial, Consumer, and Real Estate Loan Documentation,
Responsible for overseeing banks data imaging system for
auditing/review and internal usage, Orders and Tracks all
appraisal requests and entity required documents, Administrator
for multiple bank software programs.
ONB Bank and Trust Company, Tulsa OK 10/07-08/09
Loan Operations/Banking Officer
Daily balancing of three accounts: Filing Fee Account
(Mortgages, Mortgage Tax, Cert Fees, Simplifile Fees, Lien
Entries); UCC Account (UCC and Certificate of
Good Standing Filings); Unprocessed GL (allocated funds prior to
loan booking
for the purpose of advancing funds to borrower, paying invoices,
etc). Reports
for each account generated and turned in to executive management
monthly. Loan Review consisting of loans ranging from
Unsecured, Consumer, RE, Commercial, and Construction are
reviewed as needed based on ONB Bank Policy, Compliance and
Regulation. HMDA (Home Mortgage Disclosure Act) Reporting; all
loans were reviewed quarterly for HMDA determination and which
all HMDA reportable loans were turned into ONB Bank Compliance
Officer. Weekly Executive Loan Committee Minutes regarding all
loans (New, Renewals, Extensions) in which aggregate exceeds
$1MM. Discussion of each loan was noted in the minutes,
formally typed, and turned in weekly to Chief Lending Officer
for signoff and approval.
Commercial Loan Assistant
Responsible for loan write-ups, processing, and execution of
documentation with borrower. Reviewed monthly past dues reports
and maintained loans within 30 days past due by way of extension
or new loan procedures. Daily NSF (non-sufficient funds);
contacted customers for daily deposits, informed loan officer of
insufficient funds exceeding daily limitations, and made
informative decisions whether to honor or return any items in
which funds were not readily available based on that customers
recent and past history. Met with new and established customers
to determine lending needs and assisted customers daily.
References: Available Upon Request.
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