Ashley N. Fisher
Apt **R
Bronx, NY 10453
abldqt@r.postjobfree.com
P 302-***-**** mobile
Summary of Qualifications
Ambitious, goal and results oriented professional with over eight years
experience in the areas of credit, sales and management support. Possess
extensive knowledge of various aspects of credit and lending regulations,
guidelines and procedures, as well as personnel management and training.
Offer outstanding team leadership, behavioral management and conflict
resolution skills. Exceptionally organized and disciplined; possess
exemplary interpersonal skills and the ability to motivate and lead others
in a supportive and cooperative team environment. Expertise in business
administration, coordinate with management, cross-functional teams and
vendors in the execution of daily tasks and functions. Generate and
maintain records, reports, budgets and goals. Proficient in computer
software applications, including Microsoft Visual Basic, Microsoft Office
Word, Excel, Power Point and Access.
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Professional Experience
03/2010- Present Lead Generation Specialist
Mid-Atlantic Systems of DPN, Inc
. Acquire new business by informing and advising general public
and special interest groups of company products and services
by way of various expos, shows and different special events.
. Perform tele-prospecting and generate leads by interviewing
and assessing situation to determine qualification of
potential prospects.
. Analyze traffic patterns and behaviors in different markets
to determine opportunity for new business.
02/2009 - 09/2009 Retail Loan Adjuster III
WSFS Bank
. Manage and service portfolio of secured and unsecured bank
issued loans. Assess loans for areas of assistance, via rate
reductions, rewrites, and payment extensions.
. Recommend and advise customer of various bank and Government
sponsored loan programs that may aid and assist in
strengthening the loan as well as provide customer with
account resolution and possible forbearance.
. Facilitate short sales.
. Assist with the planning and coordination of the government
sponsored Making Home Affordable program for mortgage secured
loans. Provide supervisor with technical advice and ensure
sound servicing and decisions are being made on vehicle
secured accounts and initiate foreclosure proceeding when and
if necessary.
. Negotiate arrangements on all installment loans to ensure
timely payment and or immediate and effective resolution.
. Perform offsets of related accounts to satisfy delinquent
loans and deposit accounts. Research loans for necessary
account maintenance and assess whether fee adjustments and or
payment adjustments were necessary. Prepare and send
unsecured loans for charge off and if applicable file with
local court to initiate judgment proceedings and or wage
garnishments.
02/2007- 12/2008 Portfolio Manager
CAG Corporation
. Assessed and maintained minimal delinquency for an average of
175-200 consumer and commercial loans on a monthly basis.
. Maintain an average 98% rate of reconciliation on all loans.
Reviewed loans and recommend for assistance where possible.
. Coordinate and prepare loans for modification of terms by
analyzing and gathering account information in addition to
packaging loans for final determination.
. Facilitate short sale of bank owned collateral. Partner with
other department members to aid with direct marketing to
brokers and dealers in targeted areas.
. Assist with development of plans to acquire new business.
Received extensive training on local state and federal
repossession laws as well as Fair Debt Collection Practices
Act rules and regulations
11/2004 - 01/2006 Account Manager
Barclays Bank
. Handled 250-275 calls per day and maintained 90-180 day
delinquent accounts while reconciling extremely delinquent
customers, researching and analyzing cardholder problems,
offering additional products and services as needed, and
negotiating payment arrangement.
. Utilized extensive search agent, as well as other resources
to locate and contact customers while informing them in a
professional and tactical manner of options and consequences
if obligations not met.
. Participated in various focus groups that helped implement
and maintain changes to various operational procedures.
. Communicated effectively on all levels.
05/2002 - 11/2004 Assistant Supervisor of Collections
Phillips and Cohen Associates
. Worked closely with direct supervisor and Vice President of
department to achieve company goals.
. Assist with individual training for new hires, call
monitoring and quality assurance, as well as complete and
administer monthly/annual reviews.
. Administered coaching and development to staff and handled
escalated calls.
. Reviewed operational and production reports to monitor
performance and ensure daily goals were achieved.
. Responsible for curing charged-off collection
accounts
06/1998 - 01/2002 Database Manager
Lullaby Land
. Assisted with payroll processing through PeopleSoft as well
as benefit enrollment and maintained attendance and vacation
records for all employees
. Scheduled and planned travel arrangements for employees, plan
and schedule meetings, trainings and conferences for
director, staff and prospects.
. Independently and/or collaboratively developed or updated
numerous handouts, brochures, accounts payable and accounts
receivable.
. Collaborated with board members and partners to facilitate
the accurate and timely preparation of documents including
financial reports from draft to distribution.
. Provide human resources and bookkeeping functions including
printing and distribution of bi-weekly payroll checks and
checks for all expenditures while maintaining exceptional
oral and written communication skills, problem resolution
abilities, and a high level of confidentiality.
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Education
College: Wilmington University
Major Field of Study: Marketing / Information Resource Management
Degree: Bachelors (Expected Completion Date 01/2011)
*References available upon request
*Conversational Spanish fluency[pic]