Management Executive

Francesann T. Fritz Davenport, FL ***** ? (C) 610-***-**** ?

*******@*****.***

[pic]

Chief Lending Officer- Executive Management, Consumer/Business Lending,

Sales, Financials

Executive Management, lending, financial and regulatory reporting with a

stellar performance record in strategic planning, leadership, business

development, policies and procedures and team building skills. Excel at

managing daily operations, developing new business opportunities, defining

and executing strategic business plans, and evaluating new products and

services. Experience developing and implementing lending policies,

procedures, and programs across the mortgage spectrum.

Areas of Expertise

Consumer, Business/Commercial/Agricultural Lending, Executive Management,

Budgeting, Financials, Contract Management, Loan Review, SBA Lending, Real

Estate Lending, Product Development, Budget Development, Financial

Controls, Market Analysis, Loan Pricing, Risk Management, Business

Development, Team Development and Building an Association.

Career Summary

Provide executive leadership for management, lending plus business

development. More than 15 years of expertise in executive management, team

building, reviewing loan applications, recommending loan guidelines and

policies, developing policy and procedures, evaluating performance,

establishing controls to mitigate risk, and preparing files in compliance

with established policies and regulated practices. Manage operations,

spearhead business development, and promote and support community

development efforts, opening new departments and overseeing Board

functions, along with hiring new staff. Other key roles include approving

and denying loans, underwriting, supervising collateral release, reviewing

and analyzing potential new products and services, pricing loans,

developing annual department budgets, and ensuring efficient loan

operations.

Recent Achievements

. Increased loan portfolio production 100% between 2008 & 2009; doubled

2009 annual lending goal within the first two quarters.

. Earned 2008 Leadership award from Insight Financial Credit Union

(IFCU).

. Wrote winning RFP for $2M loan that IFCU received.

Executive Leadership Roles

Vice President-Executive Management and Business Lending, Insight Financial

Credit Union

Vice President- Consumer Lending/ Banking, SunTrust Bank

President- Non-Profit CDFI, Executive Management, ASSETS

Chief Lending Officer-Consumer/Commercial Lending, Bank of Pennsylvania

Vice President / Principle - Mortgage/Commercial Lending, DAP, Inc

Education

Bachelor of Science, The Pennsylvania State University

Completed additional master- and doctorate-level courses

Professional Development

Florida Insurance Licensing #215: Life, Health, and Variable Annuities; SEC

and NASD Training

Dale Carnegie Sales & Management Courses; Keys to Management Program

(Disney Institute)

Stonier School of Banking (Credit School), Florida Bankers Association

Credit Seminars

Professional Associations

Board Member-SCC Advisory Board; Committee Member-SCC Small Business

Member-CREW, CFCCU, and Florida Executive Women

Former Board Member-F&M College: Institute for Community and Public Service

Former Board Member - PA Governor's Micro-Enterprise Institute.

Contact this candidate