Project Data

Marina Mary Simon

Phone: 201-***-****, 201-***-**** Email: ******.*.*****@*****.***

Career Summary

I am seeking an Analyst position with a financial services organization

where I would be able to contribute from my 3 yrs credit analysis

experience in commercial banking in India and limited experience in the US.

My experiences include analyzing financial statements and contribute

towards the day to day operations of the bank. MBA evaluated by Educational

Credential Evaluators (ECE)'US as equivalent of US MBA.

Experience Summary

Dec'09 - Present Business Model Analyst: Bhaninfo

New York

. Collected business requirements for the product development

of a banking application that integrates borrower credit

data and borrower financials.

. Developed data dictionary and did data analysis to develop

documents that explain the data structures and conducted gap

analysis as part of data reconciliation.

. Created data flow diagrams that explain data collection,

aggregation and data management and analyzed data using

Access/SQL.

. Conducted PowerPoint presentations to senior management

based on the data analysis.

. Developed logical/physical data model and documented them.

. Interacted with product end users to understand product

requirements.

. Prepared project plan using MS project for project planning.

Aug'06 - May'09) Credit Analyst: The South Indian Bank Ltd

India

. Underwritten business loans worth USD 1 million and

administered them through the credit cycle.

. Guided small business establishments to uphold good credit

standards with the banks by guiding them on credit

management.

. Analyzed the financial statements of the borrower to assess

the financial strength of the company and the borrower

credit quality.

. Experience in handling different types of loan products

collateralized with multiple asset types.

. Successfully handled USD 5 million worth Bills of Exchange

business- Usance Bills' for purchasing/discounting in which

the seller bank purchases the demand bills and discounts the

usance bills as well as managed USD 3 million worth

Overdraft facilities against Gold.

. Handled Issuance of fund based credit facilities like cash

credit and over drafts for specified limits.

. Monitored the recovery cycle of nonperforming assets (NPAs)

for loans that defaulted by liquidating of collateral,

foreclosures and write offs.

. Incharge of reviewing & monitoring the compliance of KYC and

AML norms to accounts.

. Used Excel spreadsheets and SQL for developing financial

models.

Education (Educational Credential Evaluators (ECE)'USA judgment)

Master of Business Administration (MBA - Finance) Bharathiar

University, India 2006

(Equivalent of US Master's degree in Business Administration)

Bachelor in Computer Applications (BCA) Bharathiar University,

India 2004

(Equivalent of Bachelor of Science degree with majors in Applied Computer

Science and Business Administration)

Skills & Credentials

. Well versed in MS Word, Excel (Macro, Pivot tables, lookups),

Access (Query/SQL), PowerPoint, Visio, Project and experience with

financial spreadsheet modeling.

. Well versed in the Core Banking Software Solution Finacle

. Organized and hosted events at college level for symposiums,

cultural events etc.

. Knowledge of English, Arabic (Schooling in Middle East), Hindi,

Tamil and Malayalam languages.

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