Management Manager
Resume:
KEVIN CHARLES DECARLO
Burlington, NJ 08016
*****.*******@*******.***
FINANCIAL AUDIT AND OPERATIONS PROFESSIONAL
Innovative, detail-oriented professional with 15 years of progressive
responsibility within the operations and auditing functions of the
financial services and insurance industries. Superior analytical,
strategic planning, management and communication abilities. Adept at
developing and implementing policy process and technology solutions that
significantly improve efficiency, increased employee productivity and
reduces company expenses. I am a self-started with the ability to work
both as an individual contributor and as well as a team member or leader.
Superior skill with Microsoft Office, SAP, Microsoft Operating Systems
and advanced experience with MS Access. Willing to travel, will consider
relocation. Additional expertise in:
( Employee Development ( Budgeting ( Database Design
( Contract Analysis ( Cost Control ( Risk Management
Experience
ENDURANCE SERVICES LIMITED, New York, New York 2006 - 2009
Assistant Vice President for Financial Auditing (2008 - 2009)
Client Financial Audit Manager (2006 - 2008)
. Determine the effectiveness of the company's internal processing and
monitoring of the business reported, as well as a test of the accuracy and
completeness of the client company's reported activities. The audit
process examines ceded premium calculations, bordereau /account statement
reviews, commission calculations, underwriting \ calendar year premium,
loss allocation, experience adjustment calculation, policy file
maintenance; reserve reporting, earned / unearned reported premium, run-
off premium, reinsurance contract provisions, and to obtain a macro
understanding of ceding company's accounting systems and reporting
procedures.
. Process design, architecture, and management of the annual risk analysis
process, which identifies company-participating-treaty programs that
either meet predetermined criteria or are proposed by management as
potential risk candidates. This annual process is inclusive of all treaty
participation, from company inception to date, and is subject to all
primary and excess property and casualty treaty ceded business.
. Designed and programmed the "Risk Analysis" database, which provided a
global tool for participants to submit programs for consideration, while
automating the identification of those accounts which met predetermined
criteria, in addition to providing senior management a reporting module
for final program selection. This tool provides its users with treaty
financial detail (expected gross premiums, actual cash received, premium
variance, over head expense, net account income, paid loss \ loss
reserves, loss ratio) to assist with program risk selections.
. Performed pre-audit micro transactional analysis of policy and loss
financial data provided through bordereau sessions. The product of each
analysis identifies errant ceded transactions that are outside of the
parameters of the agreement, while also providing a refined selection
sample for onsite policy and loss file review.
KEVIN CHARLES DECARLO
204 Fieldcrest Court
Burlington, NJ 08016
*****.*******@*******.***
ZURICH CORPORATE SOLUTIONS, New York, New York 2001 - 2006
Director of Operations and Administration
. Managed the day to day operations of a global property, casualty, and
management liability excess insurance business unit. Management and
enhancement of workflows, process and procedures, premium and loss
management, expense management, bordereau management, accounts payable
and accounts receivable, information technology, telecommunications,
hardware and software requirements, facility requirements, engagements
and speaking events, database implementation and design, supporting an
international and domestic underwriting and financial staff of 30
employees.
. Implemented global tracking and financial reporting module inclusive of
gross premium, net premium, earned premium, unearned premium, reinsurance
premiums, facultative and treaty ceded premium and loss, net retentions
and ceded limits, commissions, acquisition expenses, client pipeline
tracking and report management.
. Ensured policy issuance for new and renewal business within 60 days from
account inception. Receipt of underlying binders and policies, renewal
applications, declaration page, coverage forms, endorsements, exclusions,
and TRIA coverage form, when necessary.
. Designed and programmed administrative database, which resulted in the
automation of and increased efficiency of invoice issuance, coding of
net retained \ treaty and facultative ceded premium, premium and loss
verification, installment and endorsement premium, reinsurance bordereaux
reporting, required coding and supporting documentation, and internal
coding agreements.
JOHN L. GWYDIR INSURANCE, Carle Place, New York 1999 - 2001
Operations Manager
. Ensured the processing and reconciliation of monthly, quarterly and
annual retrospective loss sensitive adjustments, adjustment conversions,
buy-out calculations, security calculations, deferral calculations,
premium invoicing, general ledger maintenance, and to provide general
client servicing for national and commercial accounts.
. Worked with insurance carriers to determine renewal pricing inclusive of
analysis of account profile, estimated exposures, applicable expense
factors, security requirements, excess premiums, and state assessments.
. Designed and programmed Retro Adjustment Systems, which enabled retro
unit to track workflow, booked premium, and assisted in the
reconciliation of the Accounts Receivable System.
. Managed all IT hardware and software solutions, inclusive of server and
network implementation and maintenance as well as management and
financial reporting responsibilities of Applied Systems Agency software
KEVIN CHARLES DECARLO
204 Fieldcrest Court
Burlington, NJ 08016
*****.*******@*******.***
AMERICAN INTERNATIONAL GROUP, New York, New York 1994 - 1999
Supervisor - Retro Operations (1996 - 1999)
Senior Retrospective Ratings Adjuster (1995 - 1996)
Retrospective Ratings Adjuster (1994 - 1995)
. Managed the day-to-day operation of a loss sensitive unit which
encompassed ensuring timely issuance of loss sensitive adjustments,
reconciliation of disputed items (premium audit and loss items),
management reporting, assisting underwriting in the renewal process, and
the management of 18 loss sensitive adjusters.
. Provided a regional monthly premium forecast to be coded for all Risk
Management Group Profit Centers inclusive of adjustment premium, audited
premium, excess premium, policy endorsements, policy cancellations,
promissory note\ deferral reductions, escrow analysis, vendor fees, time
and expense, and interest receivables which will impact the corporate
record.
. Appointed by AIG senior management to head special billing project.
Responsibilities included the booking, billing and collection of
outstanding Time and Expense fee's from various TPA's.
EDUCATION
MIDDLESEX COUNTY COLLEGE, Edison, New Jersey 1991 - 1994
Accounting and Business Administration
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