Manager Insurance
Resume:
Michael G. Greene
Apt ***
Cockeysville, MD 21030
E-Mail abl9rd@r.postjobfree.com
BACKGROUND SUMMARY
. Twenty-one years in Product Management with responsibility for rate
analysis, form development, and production of underwriting guidelines
and bulletins for casualty lines of business, including commercial
automobile Developed in conjunction with various company business
units, manual rules for filing with state insurance departments.
Performed Home Office and Field underwriting audits. In addition I
have experience in Regulatory Compliance with responsibility for
monitoring the regulatory environment for compliance issues and
working with various business units to implement compliance. In
addition, responsible for facilitating approval of company rates,
rules and for filings..
. Fourteen years as a Field Underwriter with responsibility for
underwriting and agency relations for a sizable book of commercial
property and casualty business.
PROFESSIONAL EXPERIENCE
Farmers Insurance Group
Senior Product Analyst September 1, 2009
to March 1, 2010
Researched underwriting and systems issue affecting field underwriting
operations. Provided feed back to management in these areas on what I
found. Utilizing various analytical tools, provided management and field
staff with pricing and loss data. In addition analyzed various underwriting
programs to determine factors that were driving loss ratios.
Custom Accounts Underwriter July 1, 2008 -
September 1. 2009
Responsible for agency and broker relations, premium growth and profit and
loss for all lines of commercial business for accounts generating premiums
in excess of $100,000. Performed field underwriters reviews.
Zurich North America November 2006 -
July 1, 2008
Product Consultant
Reviewed policy language and construction, administered and monitored
underwriting rules and guidelines, provided consultation and guidance to
field underwriters and contributed to process improvement and technology
innovation.
. Analyzed and critiqued competitor forms as part of the development of
new BOP/Package product.
. Developed coverage templates for use with automated (expert)
underwriting system used by filed underwriters and agents.
. Revised existing forms in response to state regulatory/compliance
issues.
. Provided guidance to filed underwriters on coverage issues.
Peninsula Insurance Company December 1999 -
November 2006
Product Manager
Perform rate analysis, developed underwriting rules, manuals, guides and
forms for both commercial and personal lines. Monitor market place for
competitive trends and provide analysis to management of these trends
resulting in a major enhancement to one of our existing products. Worked
with state insurance departments to facilitate approval of company rate,
rule and form filings. Reviewed state bulletins and directives for
compliance issues and where necessary took appropriate action.
. Worked with state insurance departments to facilitate approval of
company rate, rule and form filings. Reviewed state bulletins and
directives for compliance issues and where necessary took appropriate
action.
. Working with Property Underwriting Unit developed a property
enhancement endorsement that provides a number of coverage extensions
for both Business Owners and standard Commercial Package products.
. Researched and assisted in the development of Biological and Chemical
Contaminants exclusion for both property and casualty exposures.
. Worked with Underwriting and IT to incorporate underwriting rules
into company proprietary rating software.
United National Group June 1998 -
December 1999
Beneficial Corporation March 1996 -
August 1997
CIGNA Corporation May 1974 -
December 1994
Senior Filing Specialist (October 1991 - December 1994)
Worked with state insurance departments to facilitate approval of company
rate, rule and form filings. Reviewed state bulletins and directives for
compliance issues and where necessary took appropriate action.
Product Manager (February 1987 - October 1991)
Responsible for production of underwriting guidelines, bulletins and form
development. Analyzed loss data to detect trends that needed to be
addressed via additional underwriting training. Worked with various
company underwriting units to develop rates, rules and forms to be filed
with state insurance departments. In addition, developed underwriting
guides and bulletins utilized by field underwriting units.
. Worked with company training unit to present material to trainees
participating in Home Office training seminars.
. Selected for special task force to work with systems personnel to
develop expert system to assist underwriters in risk evaluation.
. Headed team to develop proactive approach to monitor and analyze
effect of participation in involuntary markets. Resulted in increased
analytic ability which affected market strategy in key states.
. As part of new product launch, developed coverage forms and
endorsements for various Errors and Omissions, Directors and Officers,
and Transportation programs.
Underwriter, Senior Underwriter, and Master Underwriter (May 1974 to
February 1987)
Responsible for agency and broker relations, premium growth, facultative
placements and profit and loss for all lines of commercial business.
Trained and mentored junior underwriters and acted as a technical resource
in underwriting of more complex risks.
United States Air-Force-Staff Sergeant October 1969
- 1973
EDUCATION
. Towson University, Towson, MD - Bachelor of Science Degree
PROFESSIONAL DEVELOPMENT
. CPCU1, Effective Business Writing, Advanced classes in MS Word and Excel
COMPUTER SKILLS
. Windows and E-Mail
. Spreadsheet and Word Processing
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