ROBERT RICOBENE
**** ****** **** ( Tinley Park, Illinois 60487
708-***-**** Home 708-***-**** Mobile
******@****.***
VICE PRESIDENT COLLECTION OPERATIONS
A highly accomplished C-level executive with more than 20 years progressive
leadership experience contracting multi-million dollars sales, directing
corporate growth, streamlining operational processes, and driving critical
business development initiatives. Possesses a proven ability to lead
collection and sales executives in multiple locations to exceed goals,
embrace innovative options, build strong internal controls, and increase
productivity while reducing costs. Proven extensive background in business
development, new client originations, call center operations, information
technology, multi-million dollars collection and portfolio management,
operational metrics, key performance indicators, client services, P&L
Management, budget development, and finance. I have extensive experience
and proficiency in the use and knowledge of Ontario System's
FACS/Guaranteed Contacts, and DAKCS Sting and VIClll collection software.
Professional Experience
Cash Flow Consultants ( January 1980 to 2009
Accounts Receivable Management Company operating on a national basis for a
wide variety of commercial, retail, and medical industries with offices in
Georgia, Missouri, and Illinois.
Vice President of Collection and Sales Operations 1993 to 2009
Administered all P&L, staffing, recoveries, attorney relations, client
relations, employee development, issue resolution, regulatory compliance,
and quality control. Directed and mentored five departmental heads,
managers, 2 staff attorneys, 150+ FTE collectors, 25 outsource FTE
collectors, IT, HR, payment processing, and administrative staff. Highly
driven, results oriented, strategic leader with proven record of
accomplishment of success managing a staff of 25 FTE sales positions and
all collection processes including call center operations. Analytical
thinker, competent decision-maker and effective problem solver with
demonstrated ability to achieve personal and organization goals.
Specific Collection Accomplishments
. Implemented new methods and procedures to insure that all collection
offices were operating at peak performance, and overall profit and loss
goals (EBITDA) were achieved.
. Designed and initiated a settlement program for a telecommunications
client that generated an additional $2M in gross client recoveries the
1st month initiated, and $4M EBITDA agency revenue at FYE.
. Maximized revenue generation from account treatment by utilizing,
developing, and managing Ontario System's FACS tactics Guaranteed
Contacts predictive dialer software.
. Increased collector performance 20% (450K monthly increase) by
implementing a collections scorecard and standards of performance for
collection offices.
. Implemented and utilized DVR recording capability for training, auditing,
negotiation techniques, talk-off protocols, and to ensure FDCPA
compliance.
. Developed and managed DAKCS intercept codes for daily account flow and
VIC dialer software campaigns to insure maximum revenue generation goals
were achieved.
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. Designed and implemented a Web based internet (CC/ACH/CBP) payment system
resulting in $250K monthly (collector unassisted) payments.
. Developed criteria between customer service and collection management to
achieve strong client relationships and exceptional service for external
customers.
. Developed client specific collection groups, and group supervisory
positions, to maximize client revenue and foster strong team atmosphere
and employee morale.
. Developed attendance incentive programs which reduced tardiness and
collector sick days by 30%.
. Reduced collection management overhead costs 20% by restructuring job
functions and realigning duties.
. Exceeded all client recovery percentage expectations 5% by developing
numerous weekly, monthly, and annual collector incentive contest and
recognition awards.
. Utilized operational metrics to reduce costs and increase efficiency and
effectiveness in skip tracing departments.
. Maintained all FDCPA and State law compliance.
Specific Sales Accomplishments
. Excluding one time projects and secondary placements, increased primary
placements by $100M over a 3 year period.
. Secured a Midwest region telecommunications secondary placement contract
resulting in $600M in referrals.
. Secured contract with a leading local hospital resulting in $40M in
secondary referrals.
. Secured contract with a leading retailer to outsource all collections and
customer service functions which resulted in $12M in annual placements,
and $2M EBITDA annual corporate revenue.
. Secured a commercial contract from a leading security company which
resulted in $250K monthly gross revenue.
. Secured contract with a local hospital medical provider for early-out and
primary placements resulting in $50K monthly gross revenue.
. Secured a contract with a leading retailer for primary and secondary
referrals resulting in $60K monthly revenue.
. Secured contract with a credit card provider resulting in $40K monthly
revenue.
. Created and marketed a new business process outsourcing solution,
resulting in the acquiring of several multi-million dollar accounts.
. Exceeded sales projections 24% by cross selling services, maintaining
strong client relationships, observing services issues, and offering
necessary solutions.
. Formed a national financial services vertical sales team of 25
associates, which enabled the company to accelerate its revenue growth
and exceed aggressive national sales targets by 20%.
Other Accomplishments
. Utilized organizational key performance indicators to measure number of
active and new customers, customer churn, total revenues, and employee
development.
. Created and managed customer services/customer retention group which
increased client longevity by 25% the first year implemented.
. Identify and implemented strategies utilizing Operational Metrics to
enhance productivity while maintaining low costs.
. Reduced DSO 45% by analyzing and implementing new processes.
. Reduced overhead costs by 24% through effective outsourcing of
administrative tasks.
. Decreased clerical operating costs 50% by streamlining connection between
clerical and administrative functions.
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. Created and implemented a proprietary relational cross platform database
utilizing rapid application deployment, indexing and searching
capabilities on a multi-user platform. This development dramatically
enhanced the performance of all phases of corporate operations.
Director of Sales
Responsible for entire market coverage, planning, and territory management
of national sales team. Improved business through visionary leadership,
team building, strategic planning, and identifying and analyzing key
performance sales indicators. Exceeded corporate sales projections by
more than 20% for 3 consecutive years by developing and implementing
strategic sales and marketing strategies.
Director of Collection Operations
Responsible for client services, scheduling, production, and billing of
collection in two regional locations. Directly responsible for the
collection, revenue, and competitive performance of all collection and
recovery operations.
IT Program Manager
Responsible for all enterprise-wide technology activities, including
infrastructure and architecture, applications development, reengineering
business processes, and computer operations and support.
FACS Systems IT Developer ( Responsible for implementation, installation,
and ongoing training of the Ontario Corporation's FACS Collection System.
Developed FACS system tactics which enabled complete control of all account
processes.
Early Career
Walter E. Heller & Company, Chicago, Illinois
One of the country's largest financial concerns. Parent firm of Heller
International Corporation, Heller Financial Services.
Senior System Analysts:
Evaluation of procedures and the development of new factoring systems.
Responsibilities included supervising a staff of 10 analysts.
Specific Accomplishments:
. Designed and developed new hardware/software factoring systems to
incorporate technological advances into new or existing systems.
. Determined the necessary hardware/software needed to set up new system
processes, and incorporate technological advances into new or existing
systems.
. Coordinated the development of test problems to debug the system and
participate in trial runs.
. Evaluated business procedures and problems by interfacing with managers
or specialists.
. Prepared charts and diagrams that constitute a representation of the new
system in terms which managers or non-data-processing personnel can
understand.
. Created procedure manuals to correspond to new factoring system programs.
Midwest Stock Exchange, Chicago, Illinois
Processed stock market trade data for major local and national brokerage
firms.
Supervisor Computer Operations:
Supervised all operations of the data processing center.
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Education:
Undergraduate studies at Washington College and Southwest College.
Computer Skills
Ontario System's FACS Financial Accounting Software (Guaranteed Contacts
Dialer Software), DAKCS Account Receivable Software (Sting & VIClll),
Microsoft Office Suite (Word, Excel, PowerPoint, Outlook), Microsoft
FrontPage, Oracle, Act, FP Technologies File Pro Plus, Corel Draw,
Programming Languages (Cobol, RGP, Fortran, Basic), Operating Systems
(Windows XP, Vista, Unix, Zenix), Computer Platforms (IBM Mainframe,
Burroughs Mainframe, Motorola Unix, HP Unix, Windows LAN).