Customer Service Manager
Resume:
Shaun Mottley
abl0zc@r.postjobfree.com
Syosset, NY 11791 Cell: 1-
SUMMARY: A savvy results-oriented finance professional with comprehensive
knowledge in credit underwriting, origination, structuring and risk
management, with approx. $65MM in new credits added in 2 years, seeking a
position where these skills will add similar or greater value. Core
competencies include:
Risk analysis Credit Evaluation Banking Client Relations Asset-
Based Lending Billing and Collections Reasoning Exit Strategy Workout
Situations Customer Service Risk Management & Monitoring Product
knowledge Loan Servicing Sales.
EDUCATION:
New York University, SCPS, New York, NY CFP Candidate
Nov 2010
M.B.A. INTERNATIONAL BUSINESS Minor: Statistics. Baruch College, New York
NY Dec 2006
B.A. FINANCE AND INVESTMENTS Minor: Accounting. Baruch College, New York
NY
FORMAL CREDIT TRAINING The Bank of New York Mellon, NY
Mar 2003
CAPITAL MARKETS TRAINING The Bank of New York Mellon, NY August 2004
WORK EXPERIENCE:
Citigroup Global Wealth Management Long Island City, NY July 07
- May 10
Assistant Vice President
Accurately and efficiently evaluate credit applications for asset-based &
unsecured lending. Report to Senior Credit Director, interfaced with
MorganStanley Smith Barney Financial Advisors, Capital Markets
representatives, Citi Bankers and clients. Originated, negotiated and
delivered secured and unsecured loans, letters of credit, and derivatives
which increased portfolio by 5% annually and contributed to overall bottom-
line profitability of department.
. Stream-lined numerous tasks to manage credit risk and exposure for an
assigned portfolio; initiates credit modifications and risk
upgrading/downgrading, financial reporting, collateral security, audit
schedule; initiates transfers to workout where appropriate. Decreased
write-offs by 15% by successfully negotiating payment plans with
delinquent clients.
. Boosted revenue by 3% by exploring cross-sell opportunities based on
periodic review of financial statements.
. Taylored underwriting process by creating standardized forms to track and
report Equal Opportunity Act/Fair Lending/ Reg. B. notification and
compliance procedures. Reduced incidental reporting errors by at least
40%.
. Advised on implementation of system to monitor creditor exposure (Pre-
settlement exposure, margin lending or PSE/PSLE), and tie-in trading and
loan documentation (ISDA Master Agreement & Loan Agreements) and
margin/collateral requirements for Derivative and FX transactions
executed through Capital Markets trading.
. Declined several multi-million dollar deals which posed credit and bank
reputational risk after conducting due diligence by reviewing compliance
information, industry analysis, and sensitivity testing of financial
information utilizing cash flow models. Based on my investigations deals
contained fraud in the transaction.
. Co-Managed & structure under turbulent market conditions a commercial BIC
program to meet FRB of NY guidelines to qualify pledged collateral for
discount window purposes based on FRB guidelines of loan administration
controls, asset quality, asset valuation, documentation practices and
regulatory inspections.
. Co-Managed audit projects to assign internal risk rating & restructure
department credit portfolio in accordance with firms' newly designed risk
rating methodologies. Successfully completed entire project in 3 month
period.
The Bank of New York Mellon Private Client Services New York, NY
Mar 03 - July 07
Assistant Treasurer
Managed portfolios of margin, non-margin loans, mortgages and consumer
credit lines promoted to High Net-Worth individuals utilizing marketing
strategies focusing on Total Client Experience. Assured high credit quality
by gathering and analyzing deals retention, slippage & loss statistics and
negotiated effective workout strategies.
. Analyzed, tracked, trend and reported loan undermargin situations,
mortgage pricing concessions, annual review status, and past due fees
status to management and Mortgage Pricing Committee.
. Generated, structured and negotiated fee based and credit business
(secured and unsecured) in coordination with RM/BDO, T rust Dept., and
Custody Advisory based on appropriate credit guidelines and procedures.
. Coordinated with the functional areas of Risk Finance to develop client
solutions, addressing underwriting, credit, accounting, claims, risk
transfer, tax and legal issues.
. Prepare and/or review transaction documents prior to closing to assure
both compliance with internal Risk Management Procedures and Credit
Committee guidelines.
. Assisted in the preparation of credit approval request memorandum
("CAR"), which support the valuation of companies and the economics of
proposed transactions and identify major risks and mitigants utilizing
cash flow and risk adjusted modeling.
. Provide in depth financial analysis of historical financial statements
and operating information, and identifying important value determinants
and risks, using knowledge of accepted accounting principle, model
design, and financial analysis.
. Focus on daily execution of how to restructure a workout loan or lease.
Analyze and manage assigned portfolios to maximize loan recovery through
proactive working out, restructuring, and other resolutions
The Bank of New York Corporate Banking Southern U.S. Region New York,
NY Jan 02 - Mar 03
Credit Analyst
. Oversaw/managed a portfolio of leveraged loans. Responsibilities include
ongoing financial statement, industry, collateral, and valuation
analysis, preparing borrower status reports, identifying risk areas and
exit strategies, and making follow-on investment recommendations to team
leader / senior portfolio manager. Monitored and report syndicated
account variances, and reconciled billing issues by working with
administrators.
. Responsibilities also include originating, underwriting, structuring and
closing direct and syndicated loans and Letters of Credit ($10MM +) while
achieving structure and pricing in adherence with bank policy.
Additional responsibilities include cross-selling all other applicable
bank products/services (e.g., Capital Markets, Interest Rate Derivatives,
Cash Management, Corporate Trust, etc.) while monitoring the credit
relationships ensuring ongoing compliance with approved terms/conditions.
Review existing relationships with credit administration at intervals
consistent with bank policy.
. Reviewed and assessed legal documents, including Credit Agreements,
Intercreditor Agreements, Indentures, etc. and the relationships of
various parties within capital structures.
. Evaluated and prepared recommendations regarding requests from borrowers
for amendments, waivers, and consents to credit facilities.
. Conversed with management of investment companies, Agent Bank contacts,
and other lenders individually in conjunction with Portfolio Manager to
gain greater understanding of performance, outlook, and requests from
portfolio companies.
. Monitored, analyzed, and reported changes in borrowers' credit worthiness
and contract compliance, while ensuring ongoing compliance with approved
terms/conditions and internal credit policies.
. Assisted in the process of soliciting and managing Bank of New York's
agented or co-agented credit facilities within the syndicated industry.
This includes working with the Syndicated Lending Division to originate,
underwrite, structure and close/service syndicated loan relationships.
The Bank of New York Corporate Banking Administration New York,
NY June 99 - Mar 02
Account Administrator
Established facility structures and booked cayman, IBF and FX loans with
Treasury Dept on daily basis.
Monitored and report account variances, and reconciled billing issues by
working with administrators.
. Review legal documentation to accurately reflect loan system accounting
records at set-up, initial funding and subsequent loan activity;
including advances, paydowns, roll-overs and re-pricings.
. Ensure the accuracy of critical data (such as risk ratings, non-accurals,
pricing, KYC, etc.) to effect timely processing and minimize bank credit
and reputational risk.
. Reconcile and ensure purity of reporting data for generation of call
reports, capital adequacy and fee income reports.
Deutsche Bank Securities Financial Institutions New
York, NY Mar 97 - Dec 98
Jr. Analyst
Provided credit utilization information to in-house dealers using Credit
reporting & Global Limit systems.
Prepared pitch-books and marketing portfolios for new syndicated deals
directed toward client bank meetings.
Monitored and documented overdraft limits on derivative exposures and
submit for management's approval.
Assisted credit underwriters and senior officers with ratio analysis
utilizing RAROC and other in-house systems.
Monitored and tracked syndicated loan borrowing base compliances and
quarterly negative affirmation covenants.
Feldman, Kramer & Rosenkrantz, LLP
New York, NY July 93 - Mar 97
Law Clerk
. Handled all administrative functions for high profile corporate
bankruptcies.
SKILLS: MS Office, Lotus Suite, Reuters 3000Xtra, Reuters Plus,
Bloomberg Terminal, SQL and IBM DB2.
Contact this candidate