J. Scott Morris
**** ******** ****** ( Port Charlotte, FL 33981
941-***-**** ( abkycl@r.postjobfree.com ( http://www.linkedin.com/in/jscottmorris
Qualifications for Senior-Level Operations/Sales/Financial Services
Management
Profile
Decisive, results-driven professional with extensive experience in
delivering measurable results and generating multi-million dollar revenue
growth and profits through the execution of tactical plans/processes.
Adept at directing successful and rapid start-ups of various companies and
departments from conception and ensuring that they are fully operational
and effective. Expert at identifying and resolving problems with effective
strategies that focus on the bottom line. Skilled in energizing a
company's organizational infrastructure, policies, procedures, workflow,
products, services, sales, and marketing. Exercise excellent leadership
skills while building and leading teams that consistently reach assigned
objectives/goals. Additional areas of expertise include:
Sales/Sales Management Servicing/Asset P&L Management
Management
Operations Management Project Management Default/REO
Management
Credit Risk Management Multi-Channel Systems
Development Design/Installation
Strategic Planning Process Improvement Audit and QC
Management
Selected Highlights
o Spearheaded the development of a new wholesale division at Assurity
Financial Services, which closed $40M to $50M per month, in 26 states
o Managed the mortgage department for Colorado State Bank and Trust and
closed over $100M annually, accounting for 10% of the bank's bottom
line. Personally closed over $20M per year.
o Started the retail sales and operations division at Aurora Loan
Services, which exceeded 250 loan closings per month (approximately
$30M), within the first six months; implemented all marketing, sales
and operations functions in 45 days.
o At Mellon developed new, non-traditional sources of business,
including one of the first mortgage call centers in the country.
Managed efforts that led to over $1.5B in closings during a four-year
span. Earned customer service ratings of over 90%.
o At Mellon developed affinity relationships with the American Society
of Association Executives and RE/MAX International to secure
thousands of new mortgage customers.
o Recovered $17M in insured claims at Mellon Mortgage; reduced reserve
exposure through effective project management; lowered delinquencies
by 5% in a 90-day span.
o Effectively directed 175 Default Administration individuals while
creating the loan level and management level tracking and reporting
systems necessary to ensure proper pipeline movement.
o Headed a division that contributed 89% of the company's profits while
serving as Director at Van Schaack & Co.
o Led Van Shaack & Co. to the highest market share in Colorado for two
consecutive years; increased servicing portfolio by 25%; ranked in
the top 50 servicers nationwide.
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Career Track
Keller Williams Realty, TeamWorksFLA
Realtor Present
List and sell residential real estate. I am a designated Short Sale
Foreclosure Resource (SFR) and a Certified Distressed Property Expert
(CDPE). Our team lists and sells REO for several major commercial banks.
1st Reverse Mortgage USA, a Division of Cherry Creek Mortgage, Inc.
Account Executive Jan 2009 to Sep 2009
Manage the business to business relationships with commercial banks,
savings and loan, credit unions and other financial professionals for the
education of consumers on Reverse Mortgage loans. This involves the sale
and support of the companies lender network to originate and close reverse
mortgages for these institutions.
Assurity Financial Services LLC
Operations Manager 2006 to 2008
Directed all facets of business processes, financial analysis, credit risk
management and capacity planning for the organization's mortgage banking
operations, including processing, underwriting, closing, post closing,
quality control, secondary marketing, and inventory control. Initiated the
compliance, credit risk, and human resources departments (from inception).
Collaborated with legal and IT staff to resolve issues. Prepared company
for internal and external audits.
Colorado State Bank and Trust
Vice President / Mortgage Division Manager 1999 to 2006
Initiated the Mortgage Banking Division by managing all operations, retail
marketing, and sales. Funded and sold mortgage loans and personally
managed the relationships with the bank's high net worth customers.
Cultivated new business from Realtors and Builders that resulted in new
customers for the bank.
Aurora Loan Services Inc.
Vice President of Retail Sales and Operations 1998
Directed all retail sales, marketing, and operations for a mortgage banker
servicing 125,000 residential loans. Formed a national inbound and
outbound customer call center to provide refinance and purchase mortgage
loans to existing and potential customers.
Mellon Mortgage Company
Vice President 1989 to 1997
Oversaw the Residential Mortgage Alternative Delivery Channel. Built the
business channel as a centrally located sales, marketing, and operations
center, specializing in originating and closing loans. Designed and
implemented automated sales and operations fulfillment systems from
conception to completion. Managed all default operations for Mellon's
Houston Servicing Center, involving collections, foreclosures, and claims.
Utilized outsource service providers to improve efficiencies. Headed REO
projects. Managed the foreclosure of 3,200 loans and the recovery of $160M
in claims funds in 1989.
Van Schaack & Co.
Senior Vice President / Director Prior to 1988
Served as Senior Vice President and Director of residential and commercial
lending operations for the largest full service mortgage banking company in
Colorado. Oversaw functions related to asset management, residential and
commercial loan production, secondary marketing, systems analysis, and
underwriting.
Education
Regis University, Bachelor of Science in Business Administration
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