John B. Raiford, Jr.

**** ****** **** ***** ( Memphis, TN 38120 ( Telephone

901-***-**** ( Email: abkrzk@r.postjobfree.com

OBJECTIVE

Insurance carrier/insurance broker risk control/risk management

consultant or management position utilizing extensive, continuous

professional risk management and safety background.

PROFESSIONAL DESIGNATIONS

Certified Safety Professional (CSP), by examination

Number 3630

Arkansas Workers' Compensation Commission, Approved Professional

Safety Source

Number 0273

EXPERIENCE

Risk Management Consultant ( Memphis, TN

2006-Present

After former position was eliminated and J & A Mechanical ceased

operations in 2006 due to progressively worsening financial issues,

have been conducting consultant work as an independent. This consists

primarily of:

. On behalf of the guarantor bank, successfully negotiated with most

recent employer's property-casualty insurer on reducing the

remaining letter of credit covering the workers' compensation &

general liability $100,000 per claim deductible program.

. Conducting property-casualty underwriting surveys on special

risks/excess accounts through a third party service company.

. Conducting facility corporate safety policy compliance audits and

providing task specific risk control consulting for a foreign owned

American based national company.

J & A Mechanical, Incorporated ( Memphis, TN

2000 - 2006

Corporate Director of Risk Management and Safety

At its peak, J & A was a $100 million plus national mechanical

contractor with a payroll of over 1,000 employees. J & A also

operated Memphis based commercial and industrial HVAC and Plumbing

service departments.

. Responsible for developing and managing the corporate risk

management/safety function, including staffing, placement of

insurance and development of the risk control program.

. Reduced Workers' Compensation claim cost by 74.5 % by investigating

and proactively and aggressively managing WC claims.

. Developed and administered the driver selection, early return to

work, and safety programs, cutting OSHA recordable and disabling

cases by over 50% from 2000 to 2005 and eliminating lost time

accidents.

. Significantly reduced the expense and increased the efficiency and

effectiveness of existing substance abuse program.

. Achieved NCCI workers' compensation experience modifier rates of

less than 1.00 over last five policy years.

. Completed five years with only one Non-Serious and no other OSHA

citations.

. Minimized insured and uninsured property damage liability claim

costs by negotiating settlements directly with the claimant or thru

interfacing with the carrier's adjuster.

Marsh USA, Inc. ( Memphis, TN

1998 - 2000

Vice President, Brokerage Risk Control Services, Marsh USA

. Assisted all offices in attracting, acquiring, and retaining large

profitable accounts by providing professional risk control

consulting service.

. Directed on-site risk management/safety function at Memphis

International Airport Runway/Terminal Expansion Owner Controlled

Insurance Program (OCIP) project.

Vice President, Risk Control Consulting Manager, Sedgwick of

Tennessee, Inc. 1990 -1998

. Provided risk control consulting service to various large client

accounts representing various industry groups including

construction, manufacturing, health care, municipal government,

hospitality, horse racing, property management, retail and ship

building.

. Acquired by Marsh USA in 1998.

Vice President, Crump-James Risk Management Services, Inc.

1986 - 1990

. Provided customized risk control consulting service and assisted

clients in selecting and managing third party vendors to provide

claims management and/or risk control services.

. Acquired by Sedgwick of Tennessee, Inc. in 1990.

Assistant Vice President of Risk Control, Crump Companies, Inc.

1980 - 1986

. Developed and managed in-house risk control consulting department.

. Established in-house fee for service agreements with three major

insurance carriers which used our staff for underwriting surveys on

prospective clients and continuing risk control service for large

accounts. These agreements produced significant revenue for the

department and contributed to the company's pre-tax profit.

. Acquired by Fred S. James Companies in 1986.

Reliance Insurance Company ( Nashville, TN

1973 - 1980

Loss Control Manager

Managed state-wide branch loss control department that was responsible

for conducting exposure evaluation surveys and providing continuing

loss control service.

Fireman's Fund Insurance Company ( Nashville, TN

1970 - 1973

Loss Control Service Accounts Supervisor

Responsible for providing and/or coordinating risk control consulting

services provided by the Nashville and other branch offices to major

national casualty accounts.

Aetna Casualty and Surety ( Jackson, MS/St. Louis, MO/Memphis,

TN 1967 - 1970

Senior Engineer

Served as a field engineer responsible for conducting risk evaluation

surveys and providing consulting services on various types of

construction and industrial accounts.

EDUCATION

Insurance Institute of America

Certificate in General Insurance

Associate Degree in Risk Management (ARM)

University of Memphis

Bachelor of Science Industrial Technology, Minor Safety

Management

PROFESSIONAL MEMBERSHIPS AND ASSOCIATIONS

American Society of Safety Engineers

Professional Member

Past President, West Tennessee Chapter

Tennessee Safety Council - Chattanooga, TN

Board of Directors (1993 - 1997)

ARTICLES & ACTIVITIES

"All Shook Up: The Ever Changing Earthquake Insurance Market"

Memphis Business Journal 1995 Disaster Planning Guide, co-

author.

"The Real Disaster Is Not Planning"

Memphis Business Journal, December 1994, co-author.

St. Jude Classic Golf Tournament - Memphis, TN

Assistant Chairman, Risk Management Committee (1992 - Present)

Associated Builders and Contractors

West Tennessee Chapter

Safety Committee Member (2001 - 2006)

FBI Citizens' Academy, Memphis Division

Graduate and Alumni (2006)

Shelby County Sheriff's Department Citizens' Academy

Graduate( 2009)

Contact this candidate