Management Accounts

Jon E. Kautz

*** ******** ****

Carver, MN. *****

Home 952-***-**** . Cell 952-***-**** . E-mail: ********@*******.***

Objective

I am seeking a management position within the financial services industry.

Summary of Qualifications

I have over thirteen years of collection and industry knowledge in the

consumer loan markets.

I am trained in originations as well as collections, and have an extensive

knowledge of bankruptcy law.

Skilled in Microsoft software programs, Word, Excel, Power Point and

Outlook

I am familiar with automatic dialers, manual and queued systems, ranging

from AS/400 to company custom software.

Have extensive knowledge of vendor relations regarding, insurance and

liability requirements

Education

North Hennepin Community College, Associate of Arts Degree

Certificate Accounting Essentials, North Hennepin Community College

Northwestern College, B.S. Business Management (September 2010)

Experience

JP Morgan Chase Bank Edina, MN. 2008-present

Collector 2

. Collect on delinquent accounts from origination to charge off

. Analyze accounts for alternative resolutions

. Investigate and skip trace consumers for the recovery of collateral

. Maintain a queue of over four million dollars, forecast losses,

strategize collection campaigns

. Developed excel spreadsheets for greater efficiency use

United Auto Credit Corporation Golden Valley, MN

2007 to 2008

Collections Supervisor

. Collect on past due accounts

. Field Chase debtors at their homes and businesses

. Attend weekly auto auction for liquidation of collateral

. Complete and submit charge-off paperwork for company losses

. Perform customer interviews for credit worthiness, managed employees

. Analyze losses, coordinate liquidation of assets, various office duties

CitiFinancial Auto Bloomington, MN

1997 to 2006

Loss Mitigation Charge Off Analyst (2000 to 2006)

. Approve or decline all repossession requests in a bankruptcy environment

for portfolio of over $400 million

. Monitor accounts for liquidation

. Analyze applications for contract amendments based on company policies,

Federal Bankruptcy Rules, net credit loss

. Negotiate monetary settlements with clients, attorneys, dealerships, and

outside vendors

. Review, submit and monitor accounts for litigation

. Underwrite and process loans

. Senior team member responsible for training associates

Senior Collector (1997 to 2000)

. Managed portfolio of $24 million for accounts 30-180 days delinquent

. Resolved delinquency through payment arrangements, company resources,

deferments and contract amendments

. Skip trace customers using internet resources and other various methods

. Submit and monitor accounts for repossession

. Contacted delinquent customers through managed dialer campaigns

Contact this candidate