Account Executive Manager

WILLIE F. WINSTEAD, JR.

*** ***** ****** **

Winston-Salem, NC 27107

HP 336-***-**** / Cell Phone 301-***-**** / WP 336-***-****

OBJECTIVE I would like to obtain a challenging career position with an

organization that I can utilize my extensive analytical

skills and financial experience. I am especially

interested in a position which requires demanding

interpersonal skills, strong work ethics and superb

decision-making responsibilities. I'm well organized, and

able to self-direct and follow-through on multiple tasks.

PROFESSIONAL SUNTRUST MORTAGEG, INC.

EXPERIENCE Senior Loan Officer / Mortgage Consultant

612 College Rd

Greensboro, NC 27410

HOME MORTGAGE CONSULTANT (Mar 04 - Present)

. Originate, process and close multifamily, mixed-use, and

single family real estate secured loans

. Analyze Credit Risk, determine loss potential and resolve

real property transfer disagreements and issues

. Provide coaching, training and development to staff members

. Implement Marketing and Sales Programs

. Very knowledgeable of Federal Lending Acts, Laws,

Disclosures and Guidelines

. Underwrite, analyze, negotiate and coordinate the transfer

of real property

. Assess, Analyze and Negotiate underwriting modifications to

corporate hierarchy

. Adhere to Federal, State and Local real property transfer

Directives and Regulations

. Provide solutions and debt restructuring to customer

comprehensive financial problem orally and in writing

WELLS FARGO HOME MORTGAGE, INC. 877-***-****

Builder Division

12701 Fairlakes Circle, Suite 410

Fairfax, VA 22033

HOME MORTGAGE CONSULTANT (Jan 03 - Mar 04)

CHASE MANHATTAN MORTGAGE CORP. 877-***-****

315 S. Patrick St., 1st Floor

Alexandria, VA 22314

ACCOUNT EXECUTIVE (Apr 01 - Jan 03)

CONSECO FINANCIAL CORPORATION 800-***-****

105 Paul Mellon Ct, #16,

Waldorf, MD 20602

ACCOUNT EXECUTIVE (Dec 99 - Mar 01)

PACIFIC THRIFT & LOAN (Company Filed

Bankruptcy)

7315A Hanover Pkwy,

Greenbelt, MD 20770

SR. ACCOUNT EXECUTIVE (Mar 98 - Nov 99)

BENEFICIAL FINANCIAL CORPORATION 412-***-****

5900 E. Virginia Beach Blvd.,

Norfolk, VA 23602

BRANCH MANAGER (Oct 92 - Feb 98)

. Managed Overall Branch Profitability and Operations

. Provided final underwriting and loan structure decisions

for all loans originated and closed within my Branch.

. Developed Real Estate, Consumer Loans and Retail Sales

Programs

. Responsible for Personnel Management, i.e.(recruitment,

selection, training & development, performance appraisal,

state & federal legislative compliance, ect..)

. Serviced over 2,500 hundred accounts with over $6 million

in total outstanding loans

. Conducted Training and Development Sessions for District

and Branch Personnel pertaining to lending and underwriting

policies

U.S. AIR FORCE (DD Form 214

Enclosed)

Air Force Security Manager

Langley Air Base, Hampton, VA (Rank: E-5)

(Jul 84 - Mar 92)

EDUCATION B.A. Business Management (May 1991)

Saint Leo College, St. Leo, FL 33574

High School Diploma (June 1984)

Wilson, NC 27891

COMPUTER Proficient with Microsoft Excel, Word, Lotus and Windows

XP and Previous Versions

SKILLS Origination Application Software: Unifi System, Byte

TQS Plus and Calyx Point for

Windows

Notary Public for the State of Maryland

REFERENCES Enclosed with Resume

Contact this candidate