Manager Real Estate
Resume:
Nicole Spears
Mobile, Alabama 36608
********@***.***
Cell: 251-***-****
Objective
To obtain a challenging position that allows me to incorporate my education and
Extensive work experience.
Education
Bachelors of Science, Finance
University of South Alabama, Mobile, Alabama-December 1999
Work Experience
United States Census Bureau, Mobile, Alabama
Crew Leader, April 2010- August 2010 (Temporary Assignment)
* Supervised twenty three (23) enumerators and one (3) crew leader assistant during field operations.
* Located space for training, and notified new employees of training locations, dates, and times.
*Conducted training sessions for forty five (45) trainees.
*Implemented mandatory training by using classroom instructions, practice interviews, and on-the-job
guidance.
*Provided instruction on enumeration procedures and familiarized trainees with reports and forms used to
collect data.
*Performed preparatory duties such as checking boundaries and becoming familiar with the areas where
employees would work.
*Assigned duty areas to employees, observed employees in the field, and provided on-the-spot assistance
and supervision.
*Reviewed and certified daily payroll and progress reports and ensured that work was completed within
established time schedules.
*Advised supervisor of progress and performance, and made recommendations for dismissal of those who
could not or would not perform required duties.
Supreme Lending Company Mobile, Alabama
Mortgage Consultant, May 2009- Present
* Responsible for the proper training of all guidelines on a regular basis to be in compliance at all times.
* Initiate all loan activity for each month to be closed successfully.
* Responsible for serving all clients and educating them all on products that are being offered with
Supreme Lending.
* Solicits qualified clients for a program that meets their needs.
* Responsible for managing all documents submitted by clients to comply with proper privacy laws.
America One Finance Mobile, Alabama
Independent Loan Officer, March 2006-May 2009
*Independent agent for a company headquartered in Bellevue, Washington. Solely responsible
for all aspects of local operations including the following:
*Solicit clients and perform outreach to homeowners and buyers.
*Counsel clients in credit awareness and repair.
* Serve as direct liaison to financial institutions, title companies, and
real estate, agents.
* Initiate paperwork for approval and coordinate expenses.
* Ensure compliance with all federal and state laws related real
estate/mortgage closings.
Covington Credit and Tax Service Mobile, Alabama
Branch Manager, June 06-December 2008
* Responsible for underwriting of all loans made in office.
*Monitored and controlled all branch activities for profitability through the use of the branch
office materials.
*Developed and signed new dealer business to use our products and financing opportunities.
*Managed all delinquent accounts through strong collecting and closing of all loans made.
Initiated skip tracing, inside/outside adjustment activities.
*Collect past due accounts including skip tracing, inside/outside adjustment activities,
repossessions and bankruptcies.
*Prepares and analyzes branch reports i.e. Financial Statement, Profit and Loss Report (PLR).
American General Financial Services of Alabama, Inc. Mobile, Alabama
Branch Manager, February 03-March 2006
*Monitored and controlled all branch activities for profitability through the use of the branch
performance plan system.
*Developed and signed new dealer business as well as motivating existing dealer businesses to
use AGF products and financing opportunities. Monitored delinquency, profitability, etc.
*Collected past due accounts including skip tracing, inside/outside adjustment activities,
repossessions and bankruptcies.
*Responsible for successfully selling specific products, advertising and promotions to
management to enhance profitability.
* Provides technical guidance & assistance on all real estate matters in connection with acquisition of lands,
easements, rights-of-way, relocations.
* Responsible for all legal guidelines for foreclosures.
*Responsible for handling clear titles before closing of properties.
Walgreen’s Drug Store Mobile, Alabama
Assistant Manager, March 2001-February 2003
*Performed cash counts during the day to keep up with cash control.
*Generated weekly financial reports to forecast store’s profit.
*Generated cash reports for the beginning of the store’s day.
*Executed steps for the reconciliation of operating statement due to cash handled in store. E.g.
Profit Loss Summary Report, etc.
*Analyzed information and research large dollar amounts on purchase ledger and/or expense
detail to determine store’s financial forecast.
Honors and Affiliations
Dean’s List- May 1995- August 1998
Finance Club- August 1995
Computer Skills
Microsoft Office (Excel, PowerPoint, Word) STSS (Statistics Operations)
10-Key Calculator Internet
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