Circle
Bradenton FL
Cell Phone: 941
Email:
abjtmf@r.postjobfree.com
Deborah Sykes
Objective A position where my strengths as a team player can
allow me the opportunity to serve my individual
needs as well as the company with whom I am seeking
employment.
Experience 1995- 2008 City of Sarasota
Sarasota, FL
Sr Loan Development Officer
Responsible for processing and underwriting
applications for down payment assistance, owner
housing rehabilitation, impact fee assistance & all
related programs funded through SHIP, HOME & CDBG.
Knowledge of Federal Community Development Block
Grant, Home, and State SHIP.
Knowledge of home construction administration, lien
laws, and ability to confer with housing & building
inspectors in resolving problems involving costs of
repairs and other matters.
Ability to analyze financial information and data
and evaluate applicant's ability to carry a loan,
including skill in counseling with applicants in
ascertaining necessary information and making of
the required financial computations.
Ability to prepare reports and present facts and
recommendations effectively in oral and/or written
form.
Extensive work contacts with applicants, attorneys,
banking officials, contractors, officials and
employees of other public agencies, other City
employees and departments, and the general public.
June, 1994 - January, 1995 BancBoston Mortgage
Sarasota, FL
Mortgage Loan Representative
Responsible for taking Conventional, FHA and VA
mortgage loan applications. Accurate data entry
skills to insure compliance documents for signature
are correct, rate quotes, lock-ins,
pre-qualifications, condo warranty evaluations,
support of processing/closing departments.
Involved in pilot program with BBMC as a REAL/LINK
Mortgage representative located on site inside
Preferred Bank, Palmetto, Florida.
July, 1992 - May, 1994 CTX Mortgage Company
Sarasota, FL
Mortgage Loan Processor
Duties included the initial set up of all
Conventional, FHA and VA mortgage loan applications
received in Bradenton satellite office by two (2)
loan originators.
Responsible for data entry processing from initial
compliance documents through submission of loan
file to underwriting. Clearing of outstanding
property and credit conditions, ordering of survey,
title insurance, homeowners insurance and preparing
final loan package for closing document
preparation. Telephone reception from 8:30a.m. -
5:00p.m. daily, type correspondence ordering of all
office supplies, postage, etc.
Education St. Petersburg Junior College, Clearwater, Florida
American Institute of Banking
Installment Lending/Principals of Banking