MICHELLE A. ANDRZEJEWSKI
S-**** Taylor Road
Hamburg, NY 14075
***************@**********.***
Experienced professional who combines leadership style, creative problem
solving, financial capability and customer focus to create results in a
professional organization.
SKILLS AND ACHIEVEMENT SUMMARY:
. Analyzes business needs and customer background, develops strategies
and implements actions to obtain results.
. Experienced in complex financial modeling.
. Strong credit/financial statement analysis.
. Extremely organized with ability to effectively multi-task and
prioritize.
. Experienced in budget preparation, review and analyses.
. Successfully manages assigned portfolio(s).
. Structured debt and/or equity transactions utilizing various financing
tools, including fixed-rate bonds, LIHTC, SLIHTC, HTC, grants and other
soft debt funding sources.
. Effective communicator to both internal and external contacts.
. Personal values are integrity, efficiency, organized, flexibility, and
commitment. Strong focus on results but equally strong concern for
customer relations. Exhibits excellent problem solving skills,
financial analyses, multi-task ability, quick study and experience in
the financial arena.
EMPLOYMENT HISTORY:
THE HAMISTER GROUP, INC., October 2008 to July 2010
Senior Financial Analyst
. Developed underwriting and ad hoc models for the acquisition of hotels
and healthcare.
. Supported business development activities with international hotel
brands, as well as Healthcare equity ownership and management
companies.
. Provide industry research and regional trends analysis to senior
management.
. Identify business opportunities and/or risks associated with target
acquisitions.
. Support due diligence and financial analysis of target acquisitions.
. Performed valuation modeling, cash flow analysis and revenue
forecasting
. Contribute financial data to assist senior management in preparing
financial and business plans.
. Collaborate with third-party financial and/or investment groups.
. Support strategic recommendations to senior management based upon
research and analysis performed.
The Community Preservation Corporation, March 1998 to July 2007
Community Preservation/Mortgage Officer
. Originated, underwrote and closed construction and permanent loans in
the low-income housing arena for multi-family and mixed-use properties
throughout Western NY.
. Analyzed all loans for presentation to board for approval and
conversion for the Western NY office.
. Compiled and prepared monthly budgets, financial reports and pipeline
forecasts for senior management.
. Account reconciliation for progressive pipeline.
. Set-up, monitored and maintained accounts for multi-million dollar
construction projects and revolving lines for non-for-profit
rehabilitation projects.
. Implemented systems to correct and eliminate errors and streamline
processes.
. Analyzed financial statements for individuals, private, public and not-
for-profit clients.
. Prepared monthly budgets and reports for senior management.
MICHELLE A. ANDRZEJEWSKI
EMPLOYMENT HISTORY:
(continued)
. Assisted in financial forecasting for budgeting purposes.
. Reviewed and approved third party reports (environmental, engineering,
appraisal).
. Monitored, managed and approved construction/development budgets,
draws, Letter of Credit requests and reserve requests.
. Developed (WORD and EXCEL) templates for office and client
utilization.
. Coordinated efforts between clients, third party professionals,
vendors, private and public institutions, and legal counsel to close
transactions.
Goldome Realty Credit Corp., October 1984 to August 1991
Commercial Loan Officer/AVP
Investor Relations, Commercial Real Estate Banking Division, August 1989
to August 1991
. Originated, negotiated and underwrote multifamily loans in excess of
$225 million.
. Analyzed loan applications.
. Generated loan closing in excess of $67.4 million since 1990.
. Trained new loan officers and personnel.
. Developed Lotus spreadsheet programs and models for company and client
implementation.
. Coordinated seminars for development of FNMA DUS product.
. Involved in department marketing and advertising media.
Investment Analyst/Mortgage Banking Officer, March 1986 to July 1989
. Networked with investors in the secondary market for placement of
commercial and multifamily loans.
. Reviewed and approved third party reports.
. Coordinated loan closings and post-closing file set-up.
. Designed universal Lotus programs for underwriting and customer
application.
. Wrote departmental policy and procedural manual.
. Coordinated application and approval process for FNMA's new
multifamily product: DUS.
. Laid foundation for processing and packaging under the FNMA's PAP and
DUS product.
. Closed $90mm in multifamily loans under FNMA's PAP; $46mm personally
attributable.
Account Assistant, October 1984 to February 1986
Commercial/Construction Lending
. Assisted loan underwriters in the underwriting and analysis of
commercial mortgage requests exceeding $3 million.
. Monitored and maintained a tickler system for eight (8) people.
. Developed market data and created an informational center.
. Serviced credit and legal files for a portfolio exceeding $600
million.
. Underwrote and presented loan submissions to Senior Management.
. Trained new personnel.
. Prepared monthly and quarterly reports for Senior Administration.
EDUCATION: Canisius College, Buffalo, New York - Bachelor of Science
LICENSES: Real Estate Associate Broker, New York State
REFERENCES: Available Upon Request.