Manager Loan Processor

Traci Twilley

**** ************ **. *., ******, AL 36608

251-***-**** (home) 251-***-**** (cell)

OBJECTIVE

To obtain a full time underwriting position.

EMPLOYMENT HISTORY

*/**** ** *****nt Countrywide Home Loans

Operations Manager

Responsible for day to day operations

in a high volume fast paced branch.

Currently manage 6 Operations employees,

including processors and underwriters.

DE underwriting authority since 1/2005

VA Auto and Lapp underwriting authority since 12/06

Conventional underwriting authority since 5/2001

8/2003 to 3/2006 Countrywide Home Loans

Sr. Loan Processor/Underwriter

Responsibilities include: Processing FHA, VA and Conventional mortgage

loans.

Underwriting Conventional loans.

As of 1/05 underwriting FHA loans as a DE

Underwriter.

Assisting with closings and shipping post closing

files as

needed.

5/2001-7/2003 CTX Mortgage Company

Operations Manager/Senior Loan Processor/Underwriter

Responsibilities included: Processing FHA, VA, Conventional and AHFA bond

loans.

Underwriting all DU/LP Accept loans.

Managed a staff of 5 Operations employees

8/1999-5/2001 Magnolia Mortgage Company

Sr. Loan Processor

Responsibilities included: Processing FHA, VA, Conventional and non-

conforming

loan products.

Preparing closing packages.

10/1994-7/1999 Countrywide Home Loans

Loan Processor

Responsibilities included: Processing FHA, VA and Conventional loans.

Taking loan applications and preparing Good Faith

Estimates for realtors.

Preparing closing packages.

Shipping closed loan files.

General clerical office duties

3/1994-10/1994 Colonial Mortgage

Jr. Loan Processor/Receptionist

Responsibilities included: Assisting the Sr. Loan Processors with the

processing and

submission of FHA, VA, Conventional and AHFA bond

loans.

Answered a multi-line phone system.

General clerical office duties.

8/1992-3/1994 Citizens Industrial Bank

Receptionist 8/92 to 1/93

Jr. Loan Processor 1/93-3/04

Responsibilities included: Answering a multi line phone system

Assisting the Sr. Loan Processor in processing FHA,

VA,

Conventional and AHFA bond loans.

REFERENCES

Available upon request

Contact this candidate