Dear Sir or Madam:
Seeking Full-time employment in a professional business
atmosphere. I am an
enthusiastic, self-motivated, fast worker and willing to
learn new business skills.
I am looking forward to becoming apart of your team.
Sincerely,
Keisha Guider
***********@*******.***
Keisha Guider
Objective
Seeking full-time employment in a progressive company that
supports continuing education and career advancement.
Profile
Highly focused, self-motivated, detail and goal-oriented
individual with a solid work ethic and the drive and
determination to put forth 110% effort to provide accurate
assessments, detailed inventory and achieve all goals at
hand. Self-disciplined and well organized work habits with
strong time management skills. Ability to prioritize
assignments and duties. Excellent problem-solving skills
along with the ability to manage multiple projects
simultaneously and function smoothly under pressure.
Experience
2007-present Rainbow Blessings Christian Child Care
New Market, MD
Teacher/ Assistant Director
. Help preschool children in their educational and personal
growth
. Provide necessary primary care for infants, independent and
group activities for toddlers and older children through
games and exercises, that help children develop self-
esteem, curiosity, imagination, physical skills, and speech
. Organize activities and implement curricula that stimulate
children's physical, emotional, intellectual, and social
growth. Help children explore individual interests, develop
talents and independence, build self-esteem, and learn how
to get along with others.
. Demonstrates knowledge and compliance of health and safety
standards through weekly on-site inspections according to
agency guidelines.
2002-2006 CitiMortgage Inc. Frederick, MD
Loss Mitigation Specialist - VA Team Lead Advisor
. Assisted borrowers who were in default or in imminent
danger by offering alternatives instead of
foreclosure/bankruptcy that will either cure the
delinquency and make the loan a performing asset again or
liquidate the asset in the most economical and quickest
manner per departmental, corporate, agency, investor and/or
insurer guidelines.
. Ensured that production standards were met within the
established time frames.
. General interaction with both internal and external
customers, including Borrowers, Realtors, Attorneys,
Investors, Insurers, Third Party Vendors, Escrow, Payoffs,
Foreclosure, Bankruptcy, Collections and Investor Reporting
and Cash. Complied with State, Federal and Company
regulations.
. Negotiated the basic underwriting of loss mitigation
requests including but not limited to, verification and
analysis of financial data given by the customer, credit
reports, pulling caviars, over the phone speed pays, UPS
shipping, MIC verification and property value along with
title reports.
. Developed experience to train and have trained and
monitored several employees while on the job including the
specialty of VA accounts and guidelines.
Post Closer III
. Ensured identified risks and/or problems that were clearly
documented and interacted with the appropriate party for
timely reporting and resolution.
. Accurately identified and reported data accuracy errors,
regulatory and state non-compliance and exceptions to
credit policy or standards on reviewed files.
. Ensured that overall final underwriting decision and risk
assessment were sound and accurately inputted into work
papers and the national database for tracking and trending.
Final Document Processor III - Trainer
. Worked with lenders to obtain outstanding documents in a
timely manner to meet investor guidelines which consisted
of more than 100 lenders and well over 3,000 outstanding
documents.
. Maintained a professional business mentality in using the
Internet and other off-site web sites for tracking
information.
. Lead group on a special project of about 15 people which
was called the repurchase/resale that made the company well
over 70 million dollars.
. 2000-2002 Lehman Bro's/Aurora Loan Services
Gaithersburg, MD
Senior Post Closer III
. Reviewed conventional, non-conventional, FHA and VA loans
for compliance.
. Audited loan documents for accuracy.
. Acted as primary liaisons for the lender between the
brokers, title companies and attorneys for inconsistent
files.
. Resolved any discrepancies with the file
Customer Service Rep
. Actively listen to the customer, asking clarifying
questions to ensure that he understands the customer's
issue and restating the customer's problem to inform the
customer that I am listening.
. Communicated effectively in writing and entering notes into
the computer system to advise the next person of the
conversations that have transpired.
. As a CSR you have to get to the core of the customer's
issue, gather information, create solutions, communicate
the solutions to the customer and assist in implementing
those solutions.
. Kept the customer updated on each step in the process and
any next steps that were needed.
2000-2001 Kelly's Temp Services Frederick, MD
Closing Assistant with Wells Fargo
Frederick, MD
. VOE's - Verification of Employment / Getting titles,
preliminary huds
. Worked with ordering floods, communicating with borrowers
and title companies
. Collections Department
Secretary III with the Division of Parole and Probation
Frederick, MD
. Completed work assignments
. Trained and supervised clerical team while maintaining
work records and status of employers work
. Produced typed and edited reports while corresponding
documents
. Performed receptionist duties and handled inquires made by
the public
. Assembled reports and maintained pay roll logs, files and
records
. Maintained confidential files, mailing lists, general and
case files
. Worked with timesheets, letters, and memos
Receptionist with Fort Detrick
Frederick, MD
. Worked with and help created DFAS
. Answered multi-phone lines
. Personal Greeter
. Maintained confidentiality with bids
Administrative Assistant with Jeanne Bussard Center
Frederick, MD
. Answered phones and screened calls
. Retail - worked with outside customers, taking and
receiving orders
. Assisted with timesheets
. Ability to multitask with high performance in a call center
environment
Education
. 1998-2000 Morris Brown College
Atlanta, GA
. 1994-1998 Linganore High School
Frederick, MD
Skills/Certifications
Computer Skills
. Microsoft Word, Power Point, Excel, Access, Credit
agencies, Outlook, Panagon, Citrix, Isys Mainframe
. HUD certified
. FHA certified
. VA certified
. FDCPA certified
. Call-Center Experience
. Licensed Child Care Provider
. CPR certified
. FIRST AIDE certified
References and salary requirements available upon
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