Quality Assurance Control
Resume:
Gemma Wood
Albuquerque, NM **112
Objective: To obtain a growth position in the mortgage industry that will
capitalize and
expand upon my training and experience resulting in a challenging
and rewarding career.
Experience:
8/05 to 4/09
Thornburg Mortgage - Senior Credit Risk Analyst
Duties include underwriting wholesale and correspondent loans for lender
specializing in super jumbo loans. Loan signing authority of 1 million
dollars. Reviewed submissions thoroughly and calculated income, verified
assets and reviewed appraisals.
11/00 to 08/05
Bank 1st Mortgage - Mortgage Quality Assurance Auditor
Duties include supervision of all processors, closers and shippers for
mortgage division. Review all loans prior to submission to underwriting
to verify accuracy of file. Implement and monitor all quality control
procedures to insure compliance. Review and distribute all investor
guidelines and changes. Communicate closely with investors on any loan
issues requiring exceptions or restructuring.
11/98 to 11/00
First Security Mortgage - Senior Loan Processor
Processed, closed and funded all loan applications for large builder
account (Sivage Thomas). Served as liaison between builder office,
borrowers, loan officer and underwriting to maintain quality customer
relationships and insure a smooth construction process. Processed and
submitted all loan types including Conventional, Sub-prime, FHA, VA & MFA.
Calculated debt to income ratios, reviewed credit to determine qualifying
and gathered all supporting documentation to insure a complete submission
to underwriting and follow thru to closing.
Americas First Mortgage 12/95 to 11/98
Office Manager
Supervised processing and document preparation departments. Established
relationships with real estate agents and conventional mortgage companies
to in order to maintain and promote business for sub-prime mortgage
referrals. Responsible for daily contact with all investors in order to
keep up to date on all available products and maintain matrices.
Education:
Eldorado High School Received Diploma
References:
Available upon request
Contact this candidate