Quality Control Manager
Resume:
Dewanda Day
Fayetteville, Georgia 30214
abiqxb@r.postjobfree.com
PROFESSIONAL Offering fifteen years of effective skills and proven
abilities in working with FHA/VA loans, Conforming
PROFILE and Non-Conforming Loans, B/C Loans, Jumbo Loans and state
and Local Housing Programs.
PROFESSIONAL Amerisave Mortgage
08/2009 - 03/2010
EXPERIENCE Underwriter
Responsible for:
. Underwriting (income/assets, credit, appraisals, title
commitments, VOE) along with providing
inconclusive/conclusive evidence to Fannie Mae in the
QAS summary report.
. Analyzing AUS (DU, LP, Clues) findings and reporting
exceptions to Fannie Mae.
. Analyzing third party reports i.e. (bankruptcy
petitions, Real Quest, Lexis Nexis, BPO/REO, Field
Reviews and reporting exceptions to Fannie Mae.
. Reporting fraud i.e. (income/asset misrepresentation,
undisclosed mortgages, occupancy misrepresentation)
along with providing evidentiary documentation to Fannie
Mae.
Hyundai Motor Finance (Volt Workforce Solutions)
07/2008-03/2009
Adminstrative Assistant
. Provided a full range of administrative, clerical and
office support
. Open, sort and distribute incoming correspondence,
including faxes and email
. Perform general office duties such as ordering supplies,
maintaining records and managing incoming workflow
Key Financial
03/2007-07/2008
Branch Manager
. Ensure the institution policy and procedures are
followed according to established guidelines.
. Network to develop business relations, promote the sale
of loans
. Oversee monthly financial and branch process report
. Submission of files through AUS
. monitor compliance with the regulatory and secondary
market guidelines on all FNMA, Freddie Mac, VA, FHA
investor and PMI loans
A and T Mortgage
08/2006-01/2007
Loan Officer
. Originate residential mortgages for home purchase and
refinance
. Solidify contracts with realtors, contractors, and other
referral sources
. Review and analyze loan transaction packages for
preliminary approval or denial
Progressive Home Mortgage
05/1995-07/2006
Underwriter
. Analyze employment profile, credit strength, property
characteristics, and all other pertinent to the credit
decision
. Review documentation for compliance with internal and
regulatory guidelines
. Validating AUS (DU, LP, Clues, Zippy) findings and
exceptions Approving or declining loans with a level 4C
loan approval authority
. Reporting fraud (income/asset misrepresentation, value
inflation, straw-buyers, non-arms length transactions)
. Utilizing quality control tools (AVM, Loan Safe, White
Pages.com, Cyber Homes.com, Zillow.com, Real Estate
ABC.com and Lexis Nexis Conducting compliance reviews
(REG-Z, HOEPA, HUD-1, RESPA, HMDA and BPO's)
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EDUCATION Shorter University, Bachelors in Business Management
PROFESSIONAL DU... LP... Compliance Ease... Loan Safe... Lexis Nexis...
Real Quest... Pacer... AVM...
TRAINING
COMPUTER Microsoft Office... Microsoft Outlook... Lotus Notes...
Mortgage Desktop...
SKILLS Works... Optis.2... ... LPS...DU... LP... CLUES... Loan
Safe...Calyx... Encompass Citrix Metaframe
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REFERENCES PROVIDED UPON REQUEST
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