Shelia D. Banks
Midfield, AL 35228
Home 205-***-****
Cell 205-***-****
*********@*********.***
OBJECTIVE: To continue using my background and skills in a challenging
environment where I can also expand my knowledge and experience.
PROFESSIONAL EXPERIENCE:
Manpower/Wells Fargo, 4/09 to 7/16/09
Contingent Employee, Loan Processor/Team Lead LDS-4Presently
. Processed paperless and paper file mortgage loan applications
. Reviewed and cleared title requirements
. Performed verbal verifications of employment
. Supervised and trained a team of 10 Contingent Employees with various
levels of mortgage experience
First Place at Wachovia Mortgage, 03/08 to 8/08
Loan Processor/Administrative Assistant
. Processed paper file mortgage loan applications
. Requested and reviewed credit reports
. Determined benefit to borrower by analyzing available products
. Reviewed information for accuracy in Impact
. Ran DU to determine applicants eligibility and underwriting conditions
. Ordered appraisals and insurance declaration pages with appropriate
mortgagee clause
The Home Depot, 02/06 to 01/08
Promotion Department Supervisor/Bookkeeping Department/Special Service
. Supervised 5 to 8 associates, processed work list, determined and
reviewed staffing for various departments
. Prepared reports and reviewed processes to determine best practices
. Received cash draws, processed and balanced cash, processed credit
receipts, balanced vault, and made cash and credit deposits
. Ran and reviewed daily reports for accuracy, processed credit
application, balanced cash and processed quotes
Compass Bank, 12/97 to 05/05
Correspondent Lending, Administrative Coordinator II and Consumer Loan
Center, Paralegal Coordinator I
. Processed mortgage loan applications, participation agreements, and
letters of credit
. Verified receipt of all required documents and requested and reviewed
credit reports
. Handled bank research and processed payments and draw requests
. Prepared purchase orders and maintained files on purchase requisitions
. Applied payments to proper accounts, debited payments to accounts for
payments, and balanced accounts
. Prepared reports containing outstanding balances for month end and year
end
. Reviewed title reports and reported exceptions and reviewed credit
reports
Birmingham Real Estate Banking, Administrative Coordinator II:
. Assisted RM's in the preparation of ARR's and prepared ARR's for renewals
. Worked with loan officers and prepared loans for closing and booking
. Prepared spreadsheets and balanced draw books and performed funds
transfers
. Performed property inspections during construction
. Maintained communication with builders and responded to builders requests
. Obtained and verified builder's risk insurance and reviewed final title
policy for accuracy
. Counseled with customers concerning their accounts and assisted with
corrections
. Recorded accounts daily and at month end and prepared monthly and
quarterly reports
. Balanced payment records, debited accounts and credited accounts
Foreclosure Recovery, Administrative Coordinator I:
. Processed delinquent loans for foreclosure and confirmed insurance
coverage
. Ordered appraisals and foreclosure reports and reviewed title concerns
. Provide reinstatement figures and payoff quotes to attorneys and
determine if accounts should be reinstated
. Worked charge off files and paid foreclosure expenses
Birmingham Board of Education, 02/94-12/97
Administrative Employee
. Managed office, coordinated workshops, arranged travel and managed free
lunch program
. Computed and prepared payroll and verified for accuracy
. Prepared purchase order and maintained files on purchase requisitions
Shapiro & Kerisman, 06/93-02/94
Foreclosure Administrator/Manager, Foreclosure Specialist:
. Reported sales results to management, prepared monthly reports for 30 to
50 clients and prepared eviction reports
. Assisted in making personnel decisions, processed time sheets and service
reports and reviewed polices, procedures, and legal regulations with each
employee
. Trained new personnel in the foreclosure department, reviewed performance
and recommended procedures, enhancements and changes
. Coordinated damage and danger inspections for all foreclosed properties
and hired Private Investigator to locate property owners
. Processed delinquent loans for sale date and prepared legal notices in
Newspapers
. Ordered appraisals and HUD letters prior to foreclosure sale and prepared
demand letters following the foreclosure
. Order and reviewed title commitments and final title policies for
accuracy
. Accumulated foreclosure expense information and posted to the correct
properties
AmSouth Mortgage Company, Inc., 04/89-09/91
Molton, Allen & William's Corp., 08/88-04/89
Foreclosure Specialist/ Foreclosure Clerk
. Processed delinquent loans for foreclosure sale
. Prepared and provided bidding instructions, payoffs, and assumption
statements
. Processed and reinstated loans
. Confirmed that all parties were properly notified of foreclosure actions
. Worked with HUD assignments and supplements
EDUCATION: Jefferson State Jr. College Presently
Virginia College
Bessemer Technical State College; Data Processing, COBOL I
Pleasant Grove High School
INTERESTS: Elder of my Church, Church Administrative Board, Church Choir,
Volleyball, Basketball, and Art & Craft.
SPECIAL SKILLS:
Impact System Empower System LIS System
Rush Data Vision
Analyzing Financial Statements CPI System Microsoft
Word
Access KO Computer System Notary
Accounting/Bookkeeping Microsoft Excel Scanner
C-Net Microsoft Office Supervisor
Consultative Selling I Microsoft PowerPoint Windows 2007
10 Key