Management Real Estate

ROB PASCAVAGE

**** *** ******, ***** ******, MN, 55056 651-***-****

**********@*****.***

Profile

Well-qualified and results oriented professional with over 20 years of successful

experience in position of increasing responsibilities and duties. Top performer with a

track record of consistently meeting or exceeding goals and expectations. Skilled at

educating customers and employees on products and productivity. Team player with

polished communication skills: verbal, written, interpersonal, presentations and rapport

building.

Financial and Strategic Planning P & L Management Risk Management

Operating and Working Capital Expense Analysis Budget Management

Expense Analysis Mergers & Acquisitions Cash Flow Management

Modeling Business Valuations New Business Development

Sales/Management Account Management Revenue Growth Generation

Marketing Financial Services Loan/Account Origination Project Management

Staff Training & Development Regulatory Compliance Portfolio Management

Relationship Building Mastery of GAAP Communications

CAREER PROGRESSION

Remax, Inc. May 2010 - Current

Accounting Manager

6764Manage accounting and operations of 14M real estate company. M onthly

financial closing process, prepare and analyzes all financial statements, provide various

financial reports to leadership team, complete annual budget and other forecasting,

introduce cost reduction steps, direction to management team regarding budgets, results,

and other financial measurements, cash management.

Prime Cut Tree Service, Inc., St. Paul, MN 2005 – 2010

Controller

6765Manage accounting and operations of 2M tree service company with the Twin

Cities Metro Area. Budget forecasting, operations, internal policies and

procedures, cash flow management, plan and oversee financial planning.

6766Supervise hiring, training, OSHA compliance, ensure city ordinance

compliance, monthly sales figures, and ensuring projections were met.

Lino Lakes State Bank 2003 – 2005

Vice-President, Commercial Lending

Originated, serviced, and collected complex commercial loans. Solicited new business and promoted bank

services to new and existing customers. Managed $100M portfolio of CRE, A&D, C&I, Working Capital

and Workout Credits.

6767Grew portfolio in a down market by developing a subset of private banking within the

business & professional services community that also contributed to an increase in bank

loan production.

6768Salvaged impaired credits by analyzing Risk Rate Factors and creating workout plans to fit

client companies’ current level of cash flow and asset allocation.

6769Reduced losses and charge offs by closely monitoring a commercial loan portfolio of A&D

loans, commercial equipment, commercial real estate, working capital, and other asset

based credits.

Republic Bank 2000 – 2003

Vice-President, Commercial Lending

Developing, organizing and maintaining a feasible network of commercial contacts and projections

6770Work directly with client business in estimating asset base, including reviewing business

and marketable real estate.

6771Provide consultation to clients in matters of law, finance, and related documentation.

Assist in liquidation of four accounts with total funds employed of $15 Million without loss

on current assigned collateral evaluation, and management reports.

6772Select and develop support staff in all aspects of activities. Maintain MIS systems

including: computer database, accounting, and business software.

6773Formulate and establish procedures facilitation peak operating efficiencies, cost

effectiveness, and high employee morale.

6774Worked at corporate headquarters. Identified areas of operations that could be improved

by computerization, training tools, and auditing procedures.

6775Specific duties included identification and initiation of new relationships, financial

analysis, loan structuring and pricing, term negotiation, documentation

negotiation/drafting, closing, on-going relationship management, and collection/workout of

problem loan situations.

Zion’s Bank 1997 – 2000

Assistant Vice-President, Commercial Lending

6776Solicited and developed new commercial loan relationships by interviewing loan

applicants, structuring loan terms, and closing loans.

6777Approve loans within lending authority limit, and recommend approval of loans to

supervisor or loan committee.

6778Responsible for maintaining existing commercial loan relationships.

6779Mentor existing customers to ensure satisfaction with commercial products and bank

services.

6780Monitor loan portfolio for any past due accounts and take corrective action as needed.

6781Comply with bank procedures by maintaining accurate lending records and

following operational/security guidelines.

Professional Development

University of Utah -- Economics and Japanese

1997 – 2000 Served on Salt Lake City Board of Economic Development under Mayor

Dee Dee Corradini.

2000 – 2005 Treasurer, City of Biwabik, Chairman of the Board - Economic

Development Committee.

Languages

Japanese, Russian

Miscellaneous

2003 – 2007 Youth Service Bureau Mentor

1997 – Current Youth Counselor for Wayward Youth

1997 – 2007 Big Brother’s Program Volunteer

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