Andrew Lugar
**** ****** ***. *. *** ***, Sauk Rapids, MN 56379
304-***-****, ***********@*****.***
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Education
Westside High School - Class of 2004 - Valedictorian
West Virginia University - Sept 2004 to Dec 2007 - Morgantown, West
Virginia
Degree: Bachelor of Science in Business Administration, Finance
Minor in Communications
Honors: Four year recipient of the Promise Scholarship, full tuition
waiver.
St. Cloud State University - Sept 2008 to Dec 2009 - St. Cloud, Minnesota
Degree: Masters in Business Administration
Leadership Activities
Co-Ed Hi-Y: Offices held - President & Secretary
Relative Work Experiences
Wells Fargo Financial - Credit Manager - Jan 2010 to Sept 2010 - St. Cloud,
Minnesota
. Make outbound sales calls to generate upwards of 90% of credit
applications for unsecured loans and lines of credit, first
mortgage loans and automobile secured loans.
. Analyze and communicate opportunities for debt consolidation based
on credit reports.
. Work with customers over the phone and face to face to create
exceptional customer service.
. Exhibit conflict resolution skills in certain customer contact
situations.
. Maintain accurate and complete customer files while keeping
confidentiality a top priority.
. Performance wise - for June 2010 was ranked 7th out of 34 selling
agents with a volume of $493,540 for our entire region.
. Performance wise - YTD was ranked 4th out of 11 selling credit
managers with a volume of $909,582 for our entire region.
Smith Barney - Intern - June 2005 to Aug 2006 - Venice, Florida
. Restructured their website to better market to clients and
prospects.
. Analyzed client book and organized based on a number of demographic
factors and implemented a contact management system based on client
rankings.
. Created a database of prospects for potential marketing.
. Researched and Analyzed potential companies' financial statements
to provide buy recommendations
. Participated in direct mail and telephone marketing campaign to
garner prospects.
Other Work Experiences
Gap Inc. - Sales Associate / Shipping - July 2009 to Dec 2009 - St. Cloud,
Minnesota
. Processed incoming shipment efficiently and accurately.
. Responsible for keeping the shipping team on schedule.
Hollister Company - Model/Sales Associate - Nov 2006 to Aug 2007 -
Morgantown, West Virginia
. Identified potential employees and engaged in the recruitment
process.
. Cross trained in all aspects of the store.
. 0% error rate on cash registers.
Skills
I am proficient in using Microsoft Office and the Value Line Investment
Survey. I posses an understanding of: credit analysis, financial analysis;
portfolio management; securities trading and the importance of asset
allocation in investment management.