KIM RENAE SCHARDAN

*** ********** *****

Smithton, Illinois 62285

314-***-**** (MO Mobile)

abidpn@r.postjobfree.com

QUALIFICATIONS

RETAIL INVESTMENT OFFICER with 20 plus years experience in the banking and

investment/insurance sales industry. Three years experience as a Market

Business Consultant in the Property/Casualty business line. Regarded as a

highly effective leader, a team player, and a results oriented manager.

BUSINESS EXPERIENCE

U.S. BANCORP INVESTMENTS at U.S. Bank, Fairview Hgts, IL04/2010 - present

Financial Advisor partnership

NAT CITY INVESTMENTS at National City Bank, St. Louis, MO0 5/2005-04/2010

As a Retail Investment Officer, responsibilities are for managing

investment sales within my bank branch district, to drive branch

profitability and investment revenue within the district. Responsible for

Development, training, and monitoring the investment success of individuals

licensed on my team. Manage, train, and mentor new investment

representatives in the St. Louis market. Responsibilities included

management of the team sales goals as well as individual sales.

. In 2005, received the Nat City Rising Star award for success

pertaining to investments as I started my career in the new company.

. In 2005, received a Champion award for Leadership and Superior

Customer Service. In 2006, received promotion to Vice President.

. 4 year Sales Champion Award winner.

ALLSTATE INSURANCE COMPANY, St. Louis, MO 03/2003 -

05/2005

Effectively managed 25 Insurance and Financial Service Professionals.

Experienced in developing relationships to support products, recruit and

train new agents, and conduct technical and sales training for agents and

support staff to drive sales. Created promotions, completed planning,

budgeting, profit/loss reporting, product sales training, while building

and maintaining relationships to add and maintain agencies.

. Strengthened corporate relations within the market to achieve buy in

for sales processes, market promotions, and new initiatives.

. Created and implemented agent education for Securities Licensing to

increase Financial Service production.

. Successfully recruited and trained agents to build profitable book of

business, strong retention, and low loss ratios.

. Created new marketing promotions, sales contests, and marketing tools

that resulted in increased product sales and new product lines

increasing overall profits.

U. S. BANCORP INVESTMENTS at U.S. Bank, St. Louis, MO 06/2000 -

12/2002

As a Regional Sales Consultant, responsibilities included sales, marketing,

and business management for 106 Financial Specialists within 4 states of

territory. Created and implemented sales and marketing promotions for new

product introductions. I received USBI Superior Level Sales Award for

"Top Sales Consultant," out of 26 Consultants across the United States.

The award was based on top production and regards of the territory.

. Developed sales scripts and training material for other Consultants to

deliver.

. Managed and trained bank platform employees, while promoting mutual

fund, variable, and fixed annuities, and life insurance sales.

Managed broker and platform relationships.

. Served as wholesaler representing various product lines to increase

production.

. Company downsize created layoff

.

FIRST BROKERAGE AMERICA at First Bank, St. Louis, MO 03/1998-06/2000

As a Field Sales Manager, responsibilities included sales and business

development and education/training to brokers and bank employees. I

planned and implemented strategies to increase investment and insurance

productions.

. Delivered group and one on one training sessions to employees.

. Successfully converted no sales experience employees to top producers.

. Interviewed and hired new investment professionals.

. Managed 10 investment brokers, and indirectly managed 65 platform

employees.

WISCONSIN INSURANCE MGMT. at First Financial Bank 05/1986 - 03/1998

As a Field Representative, I was responsible for sales and marketing of

financial services and investment products to bank employees to increase

production of insurance and investments.

. Covered broker vacancies, and assisted with sales support.

. Promoted to Broker Manager Asst. for 11 Investment Reps.

. Promoted to Field Representative/Wholesaler to manage own territory.

. Managed licensing for 175 representatives within the company.

. Obtained extensive experience with mortgage and consumer lending.

Managed loan sales to investors. Originated new loans from 1986 to

1988.

. Experienced in loan collections, and loan servicing. Managed

insurance protection on loans for the district, and processed life and

disability claims.

EDUCATION

SOUTHWESTERN ILLINOIS

General Business Studies

ADDITIONAL EDUCATION

NASD Securities Licenses held - Series 51, 26, 07, 06, and 63

1988 Obtained Life/Health and Property/Casualty Insurance Licenses

1999 Public Speaking Engagement Course

1987 Residential Mortgage Lending Certificate

REFERENCES

Available upon request.

Contact this candidate