**** ****** ** . **********, ** ***** .
Phone 901-***-**** . E-mail *******@*******************.***
Lisa L. Nelson
Summary of qualifications
Mortgage Frontline Underwriting and Real Estate
Sales
Conventional/Conforming and Non-conforming Loan
Products Some FHA Underwriting/DE Underwriter
Strong leadership skills/Verbal & Written
Communication Skills
Strong Experience with Microsoft Excel, Word,
Power-point,
DU, Calyx, loan handler, Genesis, Gallagher
Familiar with mortgage compliance Laws,
Regulations, Underwriting-Underwriting authority
held up to 1,000,000.
Strong Sales Experience with Residential and
Commercial Real Estate
Education
1992-1996 LeMoyne-Owen College Memphis, TN
Bachelors of Business Administration -Finance
Professional experience
2008-Present First National Realty, Inc.
Memphis, TN
Affiliate Broker
Sale or Locate Residential & Commercial Properties
for Potential Buyers and Sellers.
Complete Market Analysis and Comparable Sales
Reports
Negotiate Real Estate Transactions/Complete and
review Sales Contracts
Sept. 2010 Crosby Corporation
Memphis, TN
Contract Underwriting
Review underwriting conditions and clear for
Conforming/Non Conforming product- Portfolio
lending
Oct. 2006-Oct. 2007 Trinity Mortgage
Memphis, TN
Loan Origination/Processing
Originate and Process loan applications for
Conforming/Non-conforming Mortgages
Submit loan files for Approval
Oct. 2005-July 2006 Macquarie Mortgage USA
Memphis, TN
Compliance Analyst
Review and analyze FNMA guidelines along with
mortgage lending Laws and regulations to implement
in underwriting guidelines if changes occur.
Review policy changes in underwriting guidelines
and train staff accordingly.
Prepare regulatory audits for the mortgage
operations staff and project management team
Complete state mortgage license renewals as
required and work with the legal department.
Aug. 2004-Oct. 2005 Macquarie Mortgage USA
Memphis, TN
Decentralized Office &Credit Manager
Manage an underwriting and processing staff for 5
offices.
Frontline Underwriting with lending authority up to
1,000,000.
Complete Staff evaluations and training
Broker relations-customer services- some travel
Review credit policy and changes for
implementation-strong understanding of underwriting
policies.
Analyze credit documents and appraisals- evaluate
DTI/LTV
Oct. 2002-Aug. 2004 Macquarie Mortgages USA
Memphis, TN
Head Underwriter/Underwriting Manager
Underwriting authority up to 1,000,000
Analyze credit documents and appraisals-evaluate
DTI/LTV
Review Mortgage applications and title documents
Manage an underwriting staff including underwriters
and processors, submissions clerk
Frontline underwriting FNMA-
Conforming/Non-Conforming
Jan. 2002-Sept.2002 Mid South Capital
Memphis, TN
Mortgage Processor
Process mortgage loan applications- complete
disclosures
Order & Review all credit file documents and title
Submit complete loan package for underwriting
Mar. 2001-Dec.2001 Union Planters Bank
Memphis, TN
Mortgage Underwriter
Front line underwriting for home equity and
purchase money mortgages
Review credit documents, title, and appraisals
Complete and approve subordination Request
Oct.1998-Mar.2001 Pinnacle Lending, LLC
Memphis, TN
Operations Manager
Manage an underwriting operations
staff-correspondent lending
Handle loan funding and wire approvals from
Warehouse line
Frontline underwrite FHA loans-DE underwriting
Status
Frontline underwrite VA streamline refinances
Manage government insurance certificate receipt
process
Track recorded documents for proper delivery to
mortgage lenders.
REFERENCES
Available upon Request