** ******** ******, *********, ** *****, 585-***-****, abi043@r.postjobfree.com
Lisa Tombari
Objective
Do obtain full/part time employment with growth opportunities
Experience
September 2007 - present
M&T Bank Williamsville, NY
Loss mitigation Negotiator
Review and analyze loans in order to qualify eligible borrowers for potential workout programs which
will assist in reducing credit losses to the bank
Initiate contact with the borrowers who have defaulted on their loans or who are facing imminent
default. Collect and analyze the customer’s financial data to determine ability to pay and to qualify
them for established Loss Mitigation programs
Prepare all workout options in accordance to established department/investor guidelines. Gather and
prepare arrearage and payoff amounts accurately. Strong customer, attorney and investor contact.
August 2005 – September
2007 Moss Codilis LLP Albion, NY
Default Specialist/Claims Processor/Bankruptcy Processor
Prepare and follow-up on Bankruptcy reaffirmation agreements. Reviewing loans for possible rate
Modifications. Strong attorney and Bankruptcy court contact
Process Part A FHA claims and MI claims. High lender and MI company contact
Setup of bankruptcy files for Proof of claim and Plan Review, adhering to client guidelines.
Monitoring of Bankruptcy files on the Pacer system.
October 2002 – August
2005 Washington Mutual Bank Albion, NY
Telephone Online Banker/Help Line Specialist/Call Observation Specialist/Escalation
Specialist
Handled incoming call from customers. Provided answers and provided problem resolution for their
personal and business checking account
Handled incoming calls from fellow employees. Provided them with assistance and a resolution to
questions and problems that they were unable to handle on their own.
Monitored phone calls and provided reports to the telephone
Monitored phone calls and provided reports to the telephone and online bankers and their managers
for training and coaching purposes. Trained new hires to let them know what would be expected from
them. Handled escalated issues that needed to be taken care of at a management level. High
customer contact and problem solving.
July 1998 – October 2002
North American Mortgage Company Albion, NY
B ankruptcy Processor/Loss Mitigation Negotiator
Monitored bankruptcy Files. Chapter 7, 13 and 11. Work closely with bankruptcy attorneys and the
bankruptcy court.
Monitoring and closing of approved Loss Mitigation Workouts. Repays, Deed in Lieu, Modifications,
Short Sales, Partial Claims. Preparation of documents. Worked closely with attorneys, borrowers and
investors to ensure timely completion of workouts. Title Review.
Skills
Excel
Customer Service
Fidelity/LPS
Word
Mvue
Mortgage Serv
Process Management
Document Management
Strong Organizational
and Problem solving
skills
Notary Republic
References
References are available on request.