Raffi Pounardjian
*** ***** ****** ****** ***. #*0, Pittsburgh, Pennsylvania 15232 • 216-***-**** • *****.***********@*****.***
RELATED EXPERIENCE
PNC-Asset and Liability Management, Pittsburgh, Pennsylvania January 2010-Present
Financial Analyst
• Created two-year monthly projections of the balance sheet and net interest income of four lines of businesses
totaling approximately $21 billion in assets under different interest rate scenarios using QRM software
• Performed sample projections of various lines of businesses in order to convert the forecasting process from
Bancware to QRM and to determine problems with the model’s configuration
• Modeled the interest rate projection used in QRM for various scenarios such as a steepening or flattening of the
yield curve
• Responsible for assembling three reports forecasting the details of the bank’s balance sheet, loan composition, and
deposit structure for monthly senior management meetings
• Assessed at the consolidated level, the effects of changes in asset and liability balances and their corresponding
yields on the sensitivity of PNC’s net interest income to shifts in interest rates
National City Corporation-Capital and Liquidity Analysis, Cleveland, Ohio November 2008-April 2009
Financial Analyst
• Inspected the balance sheet of National City Corporation for the purpose of analyzing the effects of changes in
security, loan, deposit, and borrowed funds balances of greater than $50 million on the liquidity position of the bank
• Modeled the three-year monthly projection of the balance sheet and income statement using experience with
previous stresses on asset values and funding in order to assess the effect of different financial market conditions on
the bank’s capital and liquidity position
• Projected the monthly balance of outstanding securitizations and calculated the future cost of retiring them in
order to determine the optimal time for bringing them onto the balance sheet
Associated Estates Realty Corporation, Cleveland, Ohio May 2008-August 2008
Financial Analyst Intern
• Valued at least 2 to 3 commercial real-estate properties per day consisting of 200 units and greater with the CFO
and the Director of Corporate Finance for strategic acquisitions and dispositions
• Prepared income statement projections and conducted cash flow, IRR, comparable transaction, and comparable
property analyses for the acquisition and disposition of commercial real-estate
• Examined the target markets and operating metrics of 11 competing real-estate investment trusts in order to obtain
a clearer understanding of the values being placed on different measures of performance
UBS Financial Services, New York, New York June 2007-August 2007
Compliance Intern
• Analyzed the details of outgoing asset wire transactions such as the size of the transaction and the destination of
the assets in order to ensure compliance with SEC and NASD regulations and with the restrictions of each account
• Inspected the daily record of security and derivative transactions in order to make certain that they did not exceed
the limitations of each client’s risk profile, net worth, and other characteristics
EDUCATION
Case Western Reserve University, Cleveland, Ohio
Master of Science Finance December
2008
Bachelor of Science Management: Concentration in Finance May 2008
Honors: Wolstein Society (Spring 2007- Spring 2008), Dean’s High Honors (Fall 2005-Spring 2007),
Dean’s Honor List (Spring 2008-Fall 2008)
ACTIVITIES
Armenian Radio-88.7 WJCU University Heights, Ohio-Radio Host September 2006-December 2009
• Hosted second hour of program and participated in discussions on topics regarding the local community
Alpha Kappa Psi Fraternity-Treasurer February 2006-May 2008
• Organized budget and fundraising efforts for charities and brotherhood events