Financial Analyst Management

Raffi Pounardjian

*** ***** ****** ****** ***. #*0, Pittsburgh, Pennsylvania 15232 • 216-***-**** • *****.***********@*****.***

RELATED EXPERIENCE

PNC-Asset and Liability Management, Pittsburgh, Pennsylvania January 2010-Present

Financial Analyst

• Created two-year monthly projections of the balance sheet and net interest income of four lines of businesses

totaling approximately $21 billion in assets under different interest rate scenarios using QRM software

• Performed sample projections of various lines of businesses in order to convert the forecasting process from

Bancware to QRM and to determine problems with the model’s configuration

• Modeled the interest rate projection used in QRM for various scenarios such as a steepening or flattening of the

yield curve

• Responsible for assembling three reports forecasting the details of the bank’s balance sheet, loan composition, and

deposit structure for monthly senior management meetings

• Assessed at the consolidated level, the effects of changes in asset and liability balances and their corresponding

yields on the sensitivity of PNC’s net interest income to shifts in interest rates

National City Corporation-Capital and Liquidity Analysis, Cleveland, Ohio November 2008-April 2009

Financial Analyst

• Inspected the balance sheet of National City Corporation for the purpose of analyzing the effects of changes in

security, loan, deposit, and borrowed funds balances of greater than $50 million on the liquidity position of the bank

• Modeled the three-year monthly projection of the balance sheet and income statement using experience with

previous stresses on asset values and funding in order to assess the effect of different financial market conditions on

the bank’s capital and liquidity position

• Projected the monthly balance of outstanding securitizations and calculated the future cost of retiring them in

order to determine the optimal time for bringing them onto the balance sheet

Associated Estates Realty Corporation, Cleveland, Ohio May 2008-August 2008

Financial Analyst Intern

• Valued at least 2 to 3 commercial real-estate properties per day consisting of 200 units and greater with the CFO

and the Director of Corporate Finance for strategic acquisitions and dispositions

• Prepared income statement projections and conducted cash flow, IRR, comparable transaction, and comparable

property analyses for the acquisition and disposition of commercial real-estate

• Examined the target markets and operating metrics of 11 competing real-estate investment trusts in order to obtain

a clearer understanding of the values being placed on different measures of performance

UBS Financial Services, New York, New York June 2007-August 2007

Compliance Intern

• Analyzed the details of outgoing asset wire transactions such as the size of the transaction and the destination of

the assets in order to ensure compliance with SEC and NASD regulations and with the restrictions of each account

• Inspected the daily record of security and derivative transactions in order to make certain that they did not exceed

the limitations of each client’s risk profile, net worth, and other characteristics

EDUCATION

Case Western Reserve University, Cleveland, Ohio

Master of Science Finance December

2008

Bachelor of Science Management: Concentration in Finance May 2008

Honors: Wolstein Society (Spring 2007- Spring 2008), Dean’s High Honors (Fall 2005-Spring 2007),

Dean’s Honor List (Spring 2008-Fall 2008)

ACTIVITIES

Armenian Radio-88.7 WJCU University Heights, Ohio-Radio Host September 2006-December 2009

• Hosted second hour of program and participated in discussions on topics regarding the local community

Alpha Kappa Psi Fraternity-Treasurer February 2006-May 2008

• Organized budget and fundraising efforts for charities and brotherhood events

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