Larry R. Jacobskind
**** ********* ***., ******, *****, ************@*****.*** Cell (214) 417-
1502
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Senior Financial/Credit Officer with strong analytical skills in analyzing
complex financial data. Expert in income and expense evaluation and
economic modeling with poor and non performing assets. Unique ability to
quantify strategically while maintaining a dynamic and positive attitude
within a wide variety of situations.
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Summary of Qualifications
. Responsible for all loss mitigation reporting on national wholesale
branch network.
Reduced Wholesale write offs by $1.4 mm through actively working
inactive files and restructuring work flow analysis systems.
. Arranged numerous commercial and heavy equipment private equity
transactions for corporate and private investors within the United
States, Latin America and Mexico. Loans from $5 mm to over $50 mm.
. Successfully restructured the commercial loan portfolio through
balance sheet and physical site visit/individual file audit for the
entire banks poor performing and non performing multi-family assets in
the United States and Alaska.
. Responsible for complete and accurate quarterly reporting to senior
management on the bank's commercial portfolio risk weighted ratio to
performing assets.
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Professional Experience
J and C Capital, Inc. Dallas, TX 2001 - Present
Vice President, Structured Assets
. Successfully negotiated a $5.4 mm private placement loan in Mexico,
funded by World Bank, insured by OPIC, for the first privately funded
middle school in Mexico City by a U.S. Investor.
. Effectively negotiated credit terms on $350 mm construction and
acquisition facility for the Britam Sport Cars project, spin off from
Chrysler and Daimler. Bridge loan facility of $15 mm preceded senior
debt piece syndicated by Barron Capital Partners, loan to close 3rd
quarter of 2010.
. Successfully renegotiated 80% of all poor performing and non
performing assets currently on file for all wholesale investors in
asset class.
Genesis Mortgage Company - Houston, TX 1998 - 2001
Branch Manager/Credit Officer
. Took a two man, non producing office located within a real estate
company and turned it into a multi-office, 35 employee origination
team originating over $40 mm annually within a two year period.
. Received numerous investor awards for quality control and highest
volume by unit and dollar amount in 199, 2000, 2001.
. Responsible for collecting data and analyzing cost trends by branch in
order to effectively streamline branch budgets nationally.
Countrywide Credit Industries - Calabasas, CA 1995 - 1998
Senior Commercial Financial Analyst, Wholesale Division
. Successfully managed the monthly NEC reporting for all Southern State
branches and reduced Wholesale Finance write-off report by almost $1
mm within a ten month period.
. Managed branch monthly and daily loss reports, reported monthly to
Senior Vice President, Wholesale Division
. Responsible for all loss mitigation reporting on national wholesale
branch network.
ARCS Mortgage - Calabasas, CA 1992 - 1995
Commercial Loan Portfolio Review Analyst
. Successfully managed the banks $140 mm commercial/multifamily
portfolio for profitability/risk control.
. Traveled extensively throughout the western United States and Alaska
monitoring and evaluating troubled multifamily assets, re-negotiating
poor performing assets.
. Monitored monthly and quarterly financials and rent rolls to determine
"at risk" properties
Education
Moorpark Community College - Moorpark, CA - AA - 1985
California Lutheran University - Thousand Oaks, CA - BA - 1992