Toni Hamilton, AIC, AINS, CPHRM, SSGB
**** ***** **** ***** ******, OH 43537 *******@***.*** 419-861-
**** **** 419-***-**** mobile
Qualifications for Executive-Level Claims Management
Analytical, results-focused professional with 20+ years of experience in
claims mitigation, mediation, negotiation, and litigation-providing all
aspects of case management, from coverage analysis through state and
federal reporting. Diverse background in claims management spans multiple
lines, including professional liability, auto liability, product liability,
general/commercial liability, municipal/environmental liability, and
property. Applies a proactive team approach that encourages
accountability, consistent performance, and compliance to minimize risk and
ensure consistent product quality. Expertise encompasses strategic
planning, startup operations, policy/procedure development, and process
improvement.
Key Highlights
. Manages claims through a wholly owned captive insurer for ProMedica
Health System, an integrated healthcare system comprised of 67 major
corporations and joint ventures with over 15,000 employees, 2,700
physicians, 11 hospitals, and 200 facilities.
. Participates on numerous committees, including the Risk Council, Best
Practices Council, Business Unit/Corporate Leadership Committee, Root
Cause Analysis/Quality Committee, and Corporate Claims Committee.
. Delivers substantial annual reductions in both indemnity and expense
payments by instituting an internal claims management program focused on
proactive cost containment and control of claim outcomes.
. Defines claim handling protocols in accordance with best practices and
lead a claims team to execute claim audits that recognize sound reserve
practices, claims management protocols, and consistent application of best
claim practices for nine consecutive years.
. Establishes claims protocols for mandatory reporting of claim file
activity; litigation management, including reporting requirements; case
summaries; internal audit guidelines; and implementation of best
practices.
. Trained and mentored junior claims personnel on coverage analysis,
statutory requirements, and best practices.
. Investigated and settled claims of insolvent insurers for those qualified
for protection(s) pursuant to the Ohio and West Virginia Insurance
Guarantee Associations as defined by their respective state laws and order
of liquidation.
. Tripled staff size to handle the largest malpractice insurer insolvency
in the history of the state of Ohio.
Career Progression
Claims Consultant, National focus, Toledo, Ohio
2011 to present
Claims consulting including external claims auditing, case
analysis/evaluation, process/improvement management, staff development,
litigation supervision, mediation and temporary position placement.
Current client:: HCR Manor Care
Corporate Claims Manager, ProMedica Health System, Toledo, OH 2001 to
Present
Developed, implemented, and manages a claims program to handle claims
internally as covered through the wholly owned captive, including
professional liability, general liability, auto, employer liability,
director/officer, and property coverage. Investigates, mediates,
negotiates, and litigates pending claims. Consistently achieves excellent
audit reviews from both internal and external auditors. Plays a role in
leadership, quality, risk management, and staff development; encourages
other claims professionals to pursue industry designations and stay current
in both legal and medical issues.
Claims Supervisor, Ohio Insurance Guaranty Association, Columbus, OH
1997 to 2001
Supervised claim staff, managed litigation, performed internal audits,
maintained quality controls/best practices, and defined and enforced
adequate reserves/reserving practices. Trained staff on coverage analysis
and statutory requirements pursuant to ORC 3955 and best practices.
Insurance Consultant, Self-Employed, Columbus, OH 1994 to 1997
Investigated and negotiated automobile, general liability, and property
claims, and managed related litigation for clients (Ohio, Texas, and West
Virginia Insurance Guaranty Associations; CNA Insurance; Milwaukee
Insurance Co.; Bradford Adjusting). Independently audited professional
liability, product, workers' compensation, auto, and general liability
claims.
Ohio Insurance Guaranty Association, Claims Examiner, Columbus,
OH 1988 to 1994
Investigated, and negotiated automobile, property, general liability,
products liability, professional liability, E&O,
D& O, environmental and other liability claims and manage related
litigation. Job included complex coverage analysis and application of
statutory laws governing the Ohio Insurance Guaranty Association.
Physicians Insurance Company of Ohio (PICO), Pickerington,
Ohio 1985 to 1988
Supervised auto liability, property, general liability, and professional
liability claims and related litigation; including mediation, subrogation,
inter-company arbitration, subrogation and litigation management.
Credentials
Villanova University - Six Sigma - In Progress - Masters Certification
Green Belt to be completed February of 2011.
Chartered Property Casualty Underwriter (CPCU) - In Progress - CPCU 551,
CPCU 552, CPCU 553 completed
Certified Professional Healthcare Risk Manager (CPHRM) - ASHRM/AHA
Associate in Claims (AIC)
Associate in General Insurance (AINS)
Belford University - Bachelor of Science in Law
University of Toledo - General Studies
Owens Technical College - Accounting
Affiliations
. Northwest Ohio Risk & Insurance Management Society (Board Member)
. Risk & Insurance Management Society- RIMS
. Toledo Claims Association (Executive Council/ Past President)
. American Society for Healthcare Risk Management - ASHRM
. Ohio Society for Healthcare Risk Management - OSHRM
. American Hospital Association - AHA
. Ohio Hospital Association - OHA
. Council on Litigation Management.
. Toledo Chamber of Commerce