Sales Administrative Assistant
Resume:
D a ryl Ann Zareva
Warren, NJ **059
*********@***.***
F HA D E Approved Mo rtgage Under w r ite r w ith extensive, diversified
experience in Real Estate financing. Resourceful team player with strong problem
solving and communication skills.
PROFESSIONAL EXPERIENCE
Stearns Lending, C ranford, NJ 12/2010-
2/2011
• F HA D E Wholesale Under w r ite r review and approve applications
according to FHA/FNMA/FHL MC guidelines; completed t raining in 203k
s treamline loans
AMER ICAN F I NANC IAL RESOURCES, Parsippany, NJ
4/20/09 – 12/2010
• F HA D E Wholesale Under w r ite r specializing in purchase and refinancing
of Manufactured homes throughout the country. Working knowledge of build
on own land and construction to permanent financing. Communicate with
b rokers and loan officers to rework/restructure loans to conform to current
F HA guidelines
COUN TRYW I D E BANK, C ranford, NJ 4/2007
– 4/2009
• Under w r i ter Associate : process and underwri te purchase and refinance of
F HA and Conventional loans. Maintain pipeline and communicate conditions
to borrowers and loan officers. Abili ty to rework loans to conform to changing
guidelines.
• Obtained DE license April 2008
G MAC/D I T EC H.COM, Mountainside, NJ 1/2001 –
3/2007
• Under w r i ter retail conventional and home equity loans; mentor processors
i n obtaining documentation required to satisfy conditions resulting in
decrease in processing t ime and quicker closing tu rn time. Ability to review/
clear ti t le requirements
• Mo r tgage P rocessor retail division; maintain pipeline of over 100 loans;
consistently closed and funded over 40 loans per month; Time management of
a ll aspects of loans including closing and funding
D a ryl Ann Zareva *********@***.*** page 2
N EW JERSEY MOR TGAGE & I N V EST ME N T CORP, Roseland, NJ
1996- 1/2001
• Mo r tgage Sales Assistant i n B/C lending institution with Broker/Solicitor
supplied leads. Pricing and prequel of loans for various investors. Completed
f iles for delivery to specified investors
SU M M I T BANK/ SU M M I T MOR TGAGE, C ranford, NJ 1987
– 1996
• Financial Sales Assistant 1995- 1996 Processed and completed sales of
various Mutual Funds, Fixed /Variable Annuities and Term L ife insurance.
Verified t rade settlements including stock, 1035 exchange and annuity
p urchases.
• Mo r tgage Closer 1992-1995 for conventional purchase and refinance loans
• Quality Control 1990-1992 select and review files for accuracy and
compliance with regulatory and internal policies. Monthly reporting of
deficiencies; assisted in implementing policy and procedures to decrease
compliance violations. Corrected rejected loans from investors to resell into
secondary market
• Accounting Administrative Assistant 1988-1990 Target and pool loans for
sale to FNMA/FHLMC or private investors.
• Mo r tgage P rocessor 1987-1988 Conducted face to face interviews of
customers for completion of loan applications and obtained documentation for
p requel and approval of conventional loans. Acted as business to bank liason
for employee financial services
ED UCAT ION
Seton Hall University: G raduated with BS degree in Business Finance
Nota ry Public
Working knowledge of Point and Datat rac processing systems
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