Human Resources Executive:
Thank you for reviewing, and further considering, my professional
background for opportunities in financial and mortgage loan markets. I
would like to learn more about your customer's needs, and look forward to
meeting you in the near future.
My schedule is open for commenting on position requirements, or
interviewing, at your convenience.
Sincerely,
Andres Gaetan
Professional Summary:
Highly motivated professional with two years experience supervising,
managing, and implementing change in diverse environments. Highly skilled,
able to work under stressful environments managing time and personnel with
proven quality results. Consistent ability to problem solve, develop
staff, and surpass goals. Focus on customer service and importance of
edifying customers. Bilingual; articulate in both English and Spanish.
Experience:
Mortgage University February 2011 -
Present
Student/Consulting
Wells Fargo Home Mortgage. Milwaukee, WI May 2008 -
March 2010
Bilingual Loan Servicing Specialist and Collections
Responsible for Loss Mitigation operations including research, compiling,
analyzing, auditing, and reporting diverse situations. Provided counseling
that led to appropriate foreclosure alternatives, keeping within investor
and corporate guidelines
Updated, counseled borrowers on status of their file, provided options, and
walked them through the process
Used comprehensive knowledge of policies and procedures for loan products,
answered questions pertaining to all areas of loan servicing including
payment research, taxes, insurance, loan modifications and assumptions,
prepayments, payoffs, adjustable rate loans, credit reporting, and lien
perfection.
Researched/analyzed problems and recommended solutions. Referred
recommendations, exceeding authority levels and/or items unable to meet
resolution, to top level management for review
Assisted in training of new and existing staff in departmental procedures,
investor guidelines and basic mortgage banking principles
Proficient in Fidelity, Early Resolution, Concerto Dialer, Microsoft
Outlook, Word, Access, Excel, and Filenet
Working Knowledge of Outbound Campaign structure, demonstrated proficiency
using Auto Dialer
Determined reason for delinquency, evaluated customer's financial
situation, and negotiated terms of repayment to bring account current
Entrusted by management to travel out of state to meet clients regarding
their financial situations
Knowledgeable in credit analysis, foreclosure, home retention,
liquidations, REO, loss mitigation, short sales, HUD, and various types of
loans ranging from conventional to FHA/VA.
Universal Financial Group Inc. Milwaukee, WI June 2006 -
July 2007
Assistant Loan Officer
Processed 300 telemarketing calls daily
Prospecting new and existing customers to refinance home loans and
consolidate debt
Assisted loan officers with signing Spanish mortgage loans
Originated and closed loans for Spanish speaking customers
Understood regulations governing telemarketing practices
Responsible for new hire training and assistance
AutoZone. Menomonee Falls, WI February 2006 -
June 2006
Sales Associate
Controlled profit & loss by following cash control/security procedures,
maintaining inventory, managing labor, reviewing financial reports, and
taking appropriate actions
Enhanced Customer Loyalty through exceptional customer service
Ensured maintenance of equipment, facility, and grounds through the use of
a preventative maintenance programs
Country Springs Resort. Waukesha, WI May 2005 -
February 2006
Life Guard
Responsible for customer recreational safety and first-response care
Inspected and maintained resort equipment
Ellis certified
Professional Skills:
Licensed: Property and Casualty Insurance
Passionate for quality customer service and satisfaction
Quickly adapt to new software for report generations and other clerical
work tasks
High Volume Call Center experience
Ability to type 42 WPM
Demonstrated attention to detail
Demonstrated organizational and time management skills
Demonstrated ability to work effectively in a fast paced/deadline drive
environment
Ability to work independently with minimal supervision
Demonstrated interpersonal communication skills such as understanding,
influencing, assessing and most important, the ability to be fair and
equitable while providing excellent customer service practices
Education:
Waukesha North High School 2001 - 2005
University of Wisconsin, Waukesha Campus 2006 -
Present