Management Analyst

Joan Chen

**-** ***** ******, ***** Meadows NY, *1365

Cell Phone: 347-***-****

Email: ************@*****.***

Strengths/Skills

? 5 years of credit experience ? Independent due diligence ?

Workout/restructure

? Financial modeling & valuation ? Loan origination/underwriting ?

Loan documentation

? Experience in multiple industries ? Financial statement analysis

? Industry research

? Customer relationship management ? Marketing presentations/Proposals

? IT Savvy

Professional Experience

Allied Irish Bank - Capital Markets - Leverage Finance Team, New York, NY

Senior Credit Analyst (2006-Present)

Credit Underwriting

. Perform credit analysis on fortune 1000 companies with a focus in

leverage financing

. Evaluate each company through competitive and industry analysis

. Develop and modify financial models to assess repayment capacity of the

prospects

. Conduct independent due diligence on background of companies and their

management teams

. Negotiate terms and structures on loan documentations and perform

security and collateral reviews

. Provide independent risk analysis and compose credit applications with

recommendations

. Present recommending cases to senior management and credit unit for

discussion

Portfolio Management / Workout Specialist

. Monitoring a 20 name loan portfolio - prepare and present quarterly

updates/annual reviews of each credit

. Conduct recovery analysis under going concern and liquidation scenarios

on workout cases

. Participate in amendment/restructure negotiations and present to credit

committee

. Manage bankruptcy cases and engage lawyers and consultants in Chapter

11/7 proceedings

New Business Development

. Cross sell deposit products to existing borrowers and generate new leads

for deposit initiative

. Create and design product offerings and marketing materials for customer

visits

. Collaborate with IT team on implementation of new CRM platform for the

deposit team

. Responsible for CRM training and data maintenance as well as reporting

. Coordinate and liaise with other geographic divisions on deposit

initiatives

. Manage and train interns on Bloomberg, Hoovers, and CRM database

New York District Attorney's Office - Forensic Accounting Unit, New York,

NY

Intern (2005-2006): Assisted officers with compiling evidence and helped

identify irregularities

Merrill Lynch - Global Wealth Management, New York, NY

Research Intern (2004-2005): Researched securities for financial advisers

and prepared presentations for clients

Pace University - Student Tutoring Center, New York, NY

Finance and Economic Tutor (2003-2006): Helped students review course

materials and prepare for exams

Other Activities

Brooklyn Public Library - Volunteer (2001-2003)

Allied Irish Bank - Editor for an internal monthly periodical: The Loop

Senior Analyst Program - a two year formal credit training program at

Allied Irish Bank

Currently a CFA level II Candidate

Education

Pace University, New York, New York Bachelor of

Business Administration 2006

Major: Finance Minor: Economics GPA:

3.70

Skills: Proficient in Microsoft Office (Vlookup/PivotTable), CRM,

Bloomberg, Fluent in Chinese (Mandarin)

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