Manager Management
Resume:
PATRICIA HARRIS GARARD
* **** ***** ~ Middle Island, New York, 11953-1901
H: 631-***-**** ****************@*****.*** c: 631-
QUALIFICATIONS
Executive-level Management professional with expertise in Account
Management, Asset Based Lending, Global Market products and Accounting.
Fosters work and learning environments that value and promote diverse and
effective work teams with professional studies in Human Resources.
Monitors company strategies to implement enhanced Employee Resource
programs. Provides motivated leadership. Thrives in demanding, high-
pressure environments; capitalizes on change. Seeking Compensation
Analyst Opportunities or Banking Operations Specialist Position.
Proficient in Word, Excel, Access, PowerPoint, ABLE Loan Accounting
Systems, Stucky and Midas Systems.
PROFESSIONAL EXPERIENCE
BNP Paribas, 525 Washington Blvd., NJ
7/2007-9/2009
Team Leader Analyst (Commercial Lending Services)
. Manager of a team to deliver high levels of accuracy of application of
receivables
. Establish staff performance objectives and promoted compliance with
objectives.
. Review system data to ensure accuracy of customer information.
. Monitored secured lines and unsecured line payments of credit lines for
the syndicated deals.
. Achieve resolution to agents and direct customer inquiries and issues.
. Read and interpret complex legal loan documentation
. Reviewed Past Dues and Collection Process
. Administered guidance to staff portfolio of 500-600 accounts relating to
commercial loans
. Developed and implemented internal compliance procedures.
Laurus Funds, 335 Madison Avenue, NY
6/2006-7/2007
Senior Credit Analyst (Asset Based Lending Operations)
. Collaborate with Portfolio Managers to deliver high client service and
exceed expectations.
. Establish staff performance objectives and promote compliance with
objectives.
. Review system data to ensure accuracy of customer information.
. Achieve resolution to customer inquiries and issues.
. Investigate and resolve all back-office inquiries and issues.
. Quarterly and Monthly Financial Analysis prepared for Loan Officers
and Operation Managers Approval
. Read and interpret complex legal loan documentation.
. Developed and implemented internal compliance procedures
. Administered guidance to staff portfolio of 500-600 accounts relating to
commercial loan servicing.
. Communicated with clients to provide ongoing status updates and gather
information.
. Monitored collateral for approved secured lines of credit on accounts
receivable, inventory, and syndications.
. Evaluated client account status each month; established new reserves for
secured collateral.
. Provided oversight for syndicated deals.
. Analyzed and processed day-to-day transactions, including wire transfers,
advances on collateral and incoming cash flow, libor pricing, trade break
resolution
. Booking of accruals and reconciliation of ledger charges.
Webster Bank, State Street, NY
9/2005-6/2006
Senior Credit Analyst (Asset Based Lending Operations)
. Monitored collateral for approved secured lines of credit on accounts
receivable,
. Analysis of revenues and expenditures
. Monitored syndicated lines, Buybacks, FX Trades, Libors, Swaps, libor
breakage valuations
JP Morgan Chase & Co., Melville NY
1989-2005
AVP Account Services Manager (Asset Based Lending Operations)
. Raise staff knowledge and understanding of Asset Based Lending through
ongoing training and development for new and existing staff.
. Initiate improved funds transfer agreement compliance procedures.
PATRICIA HARRIS GARARD page two
professional experience (Continued)
. Ensure adherence to all legal, regulatory, and bank guidelines; monitor
customer exposure and compliance
. Developed, implement, and oversee internal compliance for Asset Based
Clients
. Created and launched strategies and tactics for training and attainment
of departmental goals.
. Serve as additional point of contact to clients and syndication contacts.
. Evaluate employees with comprehensive written assessments of strengths
and areas for development.
. Review system data to ensure accuracy of customer information.
. Achieve resolution to customer inquiries and issues.
. Investigate and resolve all back-office inquiries and issues typically
handled by portfolio manager.
. Read and interpret complex legal loan documentation.
. Facilitate Portfolio Managers by providing administrative and analytical
support, including
. Completing required paperwork, updating databases, conducting research
projects.
. Assists in analysis of revenues and expenditures
. Booking of accruals and reconciliation of ledger charges.
. Cost Center Budgeting
. Promoted 1998 to Assistant Vice President of Operations
. Read and interpret complex legal loan documentation.
. Facilitate Portfolio Managers by providing administrative and analytical
support, including completing required paperwork, updating databases,
conducting research projects.
. Promoted 1998 to Assistant Vice President of Operations
Senior Account Manager 1989-1995
. Administered portfolio of 15-20 accounts relating to commercial loan
servicing. Communicated with clients to provide ongoing status updates
and gather information.
. Monitored collateral for approved secured lines of credit on accounts
receivable,
. Analysis of revenues and expenditures
. Monitored syndicated lines, Buybacks, FX Trades, Libors, Swaps, trade
break resolution
. Evaluated client account status each month; established new reserves for
secured collateral.
. Provided oversight for syndicated deals.
. Analyzed and processed day-to-day transactions, including wire transfers,
advances on collateral and incoming cash flow.
. Researched all client inquiries for deposits and credit products to
achieve resolution.
. Promoted 1995 to Assistant Treasurer Of Operations
JP Morgan Chase & Co.
Bank of New York, New York
Senior Account Manager, (Asset Based Lending Operations) 1987-1989
EDUCATION
AIU University, Chicago, Illinois
MBA in Business Management, Concentration Human Resource Management 2005
VILLANOVA UNIVERSITY, Philadelphia, PA,
Certificate in Human Resource Management 2004
SUNY at Old Westbury, Old Westbury NY
B.S. in Business Management, Concentration Accounting 2002
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