Manager Sales Representative

QUALIFICATIONS

. Experience managing projects with cross-functional teams to achieve

stringent quality, timeliness, and financial standards.

. Six years of audit experience with a prominent public accounting firm.

. Posses strong skills in financial analysis and accounting.

. Extensive knowledge of mortgage origination and securitization

industry. Eight years experience with Citibank's mortgage banking

unit.

SELECTED ACCOMPLISHMENTS

Project Management

. Planned and managed financial and operational audits for a wide

variety of clients and industries. Process included working with

client to establish scope and pricing for the project, obtaining

appropriate resources for the project, reviewing all field work,

issuing financial reports, and ensuring completion within time and

budget parameters.

. Managed or co-managed the structure, pricing, and delivery of $1.3

billion of mortgage backed securities to the secondary market for a

gain of $45 million. Coordinated with investor, rating agencies, legal

staff, operations and servicing.

. Managed the development of a whole loan sales program based on

portfolio management targets. Established the structure and process;

sold $370 million for a gain of $8 million.

. Managed the daily operation for the pooling and delivery of private

label mortgage securities to the secondary market. Reviewed loan

underwriting guidelines, directed loan file review by mortgage

servicing, credit analysis by the rating agencies, and due diligence

by independent auditors and investors.

Accounting and Financial Analysis

. Managed the financial analysis process for the securitization

program including daily mark to market of open positions, gain on

sale forecasts, and portfolio profitability analyses.

. Prepared monthly financial forecast for $2 billion consumer bank

mortgage portfolio.

. Prepared financial statements and related footnotes in accordance

with generally accepted accounting principles.

. Performed analyses of accounting systems and related internal

controls.

. Prepared operating budget and monthly variance reports.

. Directed the design and installation of an automated pooling and

reporting system.

Communication

. Prepared and presented reports to upper management, clients,

investors, and third parties. Included audit findings, financial

forecasts, due diligence and procedural reviews.

. Worked with personnel at all levels in client organizations.

Effectively utilized communication skills to gain acceptance and

assistance throughout projects.

Staff Development and Training

. Managed the staff accountants assigned to my clients. Responsible for

supervision, on the job training, coaching and performance

evaluations. Assisted with firms recruiting program.

. Created a cross functional team to handle the delivery operations for

Citicorp's private label mortgage backed securities program. Included

determining appropriate staffing levels and expertise required,

writing job descriptions, interviewing and selecting candidates and on

the job training. Managed staff of six growing to a staff of ten.

PROFESSIONAL EXPERIENCE

Citibank, New York NY

. Senior Deal Manager; 1991-1993

Citicorp Mortgage, Inc., St. Louis, MO

. Vice President - Manager of Mortgage Securitization; 1987-1991

. Manager Contract and Financial Administration; 1986-1987

. Senior Financial Analyst; 1985-1986

KPMG Peat Marwick, St. Louis, MO and Nashville, TN

. Audit Manager; 1984-1985

. Senior Accountant; 1982-1984

. Staff Accountant; 1979-1982

.

ADDITIONAL EXPERIENCE

Self-Employed, Atlanta, GA

. Independent Sales Representative for national direct sales

corporation; 2008-Present

Volunteer Activities, Atlanta, GA

. Choral Association Treasurer for high school; set up and maintained

accounting system, established and monitored budget.

. Concession Stand Committee/Cash Controls; helped set up all operations

and procedures for new high school concession stand; established

controls over cash.

. Color Guard Chairman; designed, organized and implemented major new

fundraiser raising over $3000.

EDUCATION

Successfully completed the Uniform Certified Public Accountants

Examination, 1979.

Bachelor of Science in Accounting, University of Florida, 1979.

. Graduated with High Honors; GPA 3.9

. Phi Kappa Phi Honor Society and Mortar Board Honor Society

(President)

. Marching and Symphonic bands

.

Contact this candidate