GARY W. GRANT

PROFESSIONAL EXPERIENCE

FLORIDA AGRI-FINANCE, INC.

****-*******

President / Owner

Brokered sale of 9,400 acres of VCH Ranch properties. Sale necessitated by absentee

ownership’s Estate Plan funding.

Consulting with VCH entities relating to Estate Planning.

Special project management for VCH Ranch in Texas.

Texas and Florida real estate brokerage activities.

2005 –

As Business Manager for VCH Ranch, LLC

2009

Full time consulting engagement as on site business and property manager for absentee owned

multi-location cattle operation in Navarro, Houston, Leon and Smith Counties, Texas.

Responsibilities included hiring personnel, ranch improvement projects, purchasing manager and

all day to day activities.

Originated $17,650,000 in real estate acquisition and operating loans and acted as relationship

manager for VCH Ranch.

Successfully closed nine real estate purchase transactions resulting in four operating ranches,

including 12,400 owned and approximately 3,000 acres leased.

Established and closed the real estate transactions as Section 1031 and reverse 1031 transactions.

Cattle inventories included 2,500 cow-calf and 2,500 stocker cattle.

1993 – 2004

President / Owner

Mortgage banking and real estate services to agri-businesses in Texas, Florida and the

southeastern U.S. Correspondent for national agricultural lenders, including Rabo Bank

(LendLease), and Zions Agricultural Credit. Originator for MetLife, Travelers/CitiGroup,

Prudential Agribusiness, Bank of America and local lenders. $27,200,000 of loans originated

during this period.

Florida loan portfolio servicer for Rabo Agrifinance until 2007 when Rabo created in-house

servicing positions.

Business activities suspended during Travelers employment (see below) and severely restricted

during VCH Ranch engagement.

Consulting services providing real estate investment, financial and management advice.

TRAVELERS INVESTMENT GROUP 1996 - 1999

Director – Vice President

Business development and portfolio management of a $230 Million Florida and Texas loan

portfolio. Successfully originated, managed and purchased large participation loans.

Performed analysis/underwriting, servicing, negotiations and closing and post closing

responsibilities of associated loan and real estate equity portfolio.

Contributed to all management reporting to direct supervisors and investment managers.

BANCFLORIDA, FSB (N/K/A WACHOVIA)

1984 – 1993

First Vice President

Senior Officer for commercial and agricultural lending department of a $1.6 Billion regional

bank.

GARY W. GRANT

Built Agri-business lending department from scratch, originating over $250 Million loan

portfolio.

Negotiated and sold $185 Million R/E mortgage portfolio to major insurance company with

profitable retained servicing, allowing Bank to exceed all FIRREA capital requirements prior to

statutory deadlines.

Management responsibility for $400 Million commercial loan portfolio (including serviced ag

portfolio) with 14 FTE professional and staff employees.

Member of bank’s senior credit committee and other functional operating committees.

1976 – 1984

Commencing after college graduation as Accountant for Federal Intermediate Credit Bank of

New Orleans (Finance and Operations).

Branch Manager of Jackson (MS) PCA’s Mendenhall and Hazelhurst credit offices.

Branch Manager of El Campo (TX) PCA’s Eagle Lake credit office.

Assistant Branch Manager of Farm Credit Service of South Florida’s Homestead credit office.

VP/Branch Manager of Farm Credit Service of South Florida’s Immokalee credit office.

CRE D E N T IA LS

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