ANTHONY O’REILLY
** ********* ****, ***********, *** Jersey 07751 ~ 732-***-**** ~ ********@***.***
QUALIFICATIONS PROFILE
Senior credit executive with solid and progressive experience in credit analysis, loan structuring,
financial analysis, cash flow analysis, and portfolio management within the banking and financial
services industry. Decisive leader with expertise in promoting new products to diversify earnings
stream including credit derivatives, REIT structures, and securitized asset-backed loans.
Specialized expertise in building, growing, and managing leverage and middle markets loan
portfolios domestically and internationally.
Served as integral member of North America Credit Committee that reviews and approves 80% of
all US based credit applications from individual units within division including Leverage, Middle
Market, Real Estate, Large Corporate, and Energy/Project Finance. Member, North America
Division Senior Management Team responsible for strategy, budgeting, new product development,
and team direction.
CORE COMPETENCIES
Risk Management Structured Finance Financial Services
Revenue Growth Credit Default Swaps Strategic Planning
Credit Analysis & Underwriting Portfolio Management Policy Analysis
Relationship Management Risk Modeling Financial Analysis
Cash Flow Lending P&L Management Derivatives
PROFESSIONAL BACKGROUND
ALLIED IRISH BANKS, P.L.C., New York, NY (2/1999 – Present)
Senior Vice President, Leverage Finance – Capital Markets North America Division
Proactively lead and spearhead efforts to identify and evaluate investments in highly leveraged,
cash flow, and middle market loan assets.
Manage preparation of credit transaction summaries and follow-on write-up applications by a
team of analysts and AVPs.
Detail risk issues, default probability, facility grading, expected fees and purchase amount for
review and approval by Bank’s credit committees in both the US and Ireland.
Champion efforts to negotiate for better primary and secondary market pricing and close credit
approved deals ranging from $5mm to $50mm in asset size.
Successfully established Canadian leverage and middle market loan finance platform in Toronto
in July 2007.
Maintained full responsibility for growing a $250mm portfolio of primarily Canadian middle
market companies within 12 months across a wide variety of industries and sectors.
Instrumental in leading efforts to produce Cdn$1.0mm in gross fee income and Cdn$1.0mm in
interest income by December 2007 as well as achieving Cdn$5.0mm in fees and income by December
2009.
Played a key role in purchasing and managing a portfolio of US corporate loans that exceeded
$2.0Bn in loan commitments in fiscal 2007, which generated over $12.0mm in gross fee and interest
income.
Navigated efforts to implement credit defaults swaps to AIB’s New York branch as an alternative
loan product and relative value play to standard cash market loans.
Identified and addressed weaknesses in AIB’s loan grading model used in North America;
recommendations for resolution were incorporated into a new model by Risk Management.
ANTHONY O’REILLY
70 Deerfield Road, Morganville, New Jersey 07751 ~ 732-***-**** ~ ********@***.***
SUMITOMO BANK LEASING & FINANCE, INC., New York, NY (2/1997 – 11/1998)
Assistant Vice President, Credit Group
Played pivotal credit role in the structuring of leveraged lease, synthetic lease, and loan financing for
US high yield, high grade, and Japanese corporates in a broad range of industries and asset classes.
Ensured minimal risk to principal and reinforced the selling and clearing of risk participations by the
syndications desk.
Appraised balance sheets, income statements, and cash flow statements to establish lessee or borrower's
capacity to sustain additional lease equity or debt financing.
Prepared written analysis and recommendations for approval by Sumitomo’s NY credit department.
Initiated and implemented use of detailed financial spreadsheet model outlining a more transparent
picture of a company’s cash flow trends as an enhancement to the bank’s approach to risk assessment.
Early Career:
Malayan Banking Berhad (Maybank), New York, NY - AVP, Credit & Business Development
Bank Bumiputra Malaysia Berhad - New York, NY - Credit Officer, New York Branch
Leasetec Corporation International, London, England - Manager, Credit & Finance
Econocom (Finance) UK Ltd., London, England - Corporate Credit Analyst
EDUCATION & TRAINING
DOWLING COLLEGE - Oakdale, New York
Master of Business Administration, Finance & Banking
VILLANOVA UNIVERSITY - Villanova, Pennsylvania
Bachelor of Science, Business Administration, Finance
TRAINING:
Moody’s Training Services, New York - Concepts of Credit: Program in Credit Techniques,
New York, 2006
FitchTraining, New York - Corporate Credit, Early Warning Signals: Masterclass, New York,
2005
SNL Center for Financial Education - Credit Risk Analysis for REITs, Washington, 2004
CIFT Center for Interactive Financial Training - Credit Derivatives Workshop, London,
United Kingdom, 2002
Citibank School of Banking - Advanced Credit Risk Analysis and Management, New York 2002
Euromoney Institute of Finance - How to Evaluate Leveraged Buyouts, New York 1993
DC Gardner Group (Financial Training) - London, United Kingdom, 1989
Analyzing Corporate Credit: Evaluating Risks, Financial Statement Analysis, Ratio Analysis, Cash
Flow Analysis
Credit Analysis: Techniques and Applications - Cash Flow Projections, Dealing with Problem Loans,
Analyzing Banks and Insurance Companies, Fundamentals of Project Finance