Mahogany Guzman
***** ***** ****** ** **********, CA 92596
Home 951-***-**** Cell 951-***-****
**************@*****.***
PROFESSIONAL SUMMARY
Military Spouse
Current accomplishment: Graduate from Axia College, receiving an AA degree
in IT Networking.
Mortgage and Banking professional with over 15 years of experience in a
related field providing experience in loan processing, post closing, and
funding handling a pipeline of 100 plus loans.
SKILLS
Knowledge and understanding of web technologies, (HTML, CSS, XML, HTML,
AJAX, CSS, HTTP or JavaScript), routing mapping, wiring, and switches.
Knowledge and understanding of IT related subjects, Ideal time-management
and record keeping, strong analytical and problem solving skills,
versatility and openness to learn and work in new domains when necessary.
Computer literate with proficiency in Microsoft word, Excel, PowerPoint,
Outlook, Groove, Access, PowerPoint, Publisher, One Note, Word Perfect,
Visio, Internet skills; Able to operate a printer, fax, scanner, multi-
line phone systems, customer service skills, data entry, good written and
oral communication interpersonal skills, fast pace working environment
capability, and typing speed of 40wpm; Available and eager to start
immediately.
PROFESSIONAL EXPERIENCE
Resource Accounting 9/2010-1/2011
Home Service Specialist II/ Doc Closer/Funder Contractor
Bank of America - Carlsbad, CA
. Customer Service; reviewed appraisals within excel
. Employment verifications for borrowers via phone
. Calculated borrowers Income using a ten-key calculator
. Coordinated loan closings, appraisal appointments via phone, or
emailing using outlook express
. Ordered various documents, Appraisals, Payoffs, Insurance, Titles via
computer creating excel spreadsheets
. Funded loans within AS400 banking database on computer
. Reviewed loan documents on computer or hard copy
. Created loan documents from computer on Edge system, banking database
. Sent loan documents to escrow companies via fed-ex,or email using
outlook express
. Followed closing and compliance guidelines for loan products
On Call Staffing 4/2009- 6/2009
Appraisal Reviewer- Servicelink--Irvine, CA
. Reviewed and approval appraisals on computer using word, and excel
spreadsheets
. Contacted appraiser for property information via phone or computer
. Input information in a database from the appraiser on an excel
spreadsheet
. Followed-up rejections calling or emailing clients using outlook
express
Pacific Marine Credit Union 08/2008-10/2008
Financial Service Rep. II -Camp Pendleton, CA
. Customer Service
. Assisted members with account and new loan account services face to
face, opening checking/savings accounts
. Assisted members with customer service loan requests via banking
database
. Calculated the borrower's income using a 10-key calculator
. Verified employment of the borrower via phone, or computer
FISERV LENDING SOLUTIONS 2/2005- 5/2008
Post closing/Recording Review/Data Entry Team Lead - Rocky Hill, CT
. Customer Service
. Followed closing and compliance guidelines for loan products
. Created graph and charts using Visio for workflow
. Processed FHA, VA, Conventional, HUD
. Verified funded loans from excel spreadsheets
. Obtained deed information from county recorders offices via phone or
email using outlook express
. Sent out mortgages, deeds, trusts, to county recorder's office via fed-
ex
. Entered Loan information into company database in Microsoft office,
and excel spreadsheets
. Used Great Plains for cutting county fee checks, and monthly expense
. Researched trust issues, property discrepancies, property address,
loan amounts, legal descriptions
Home Funds Direct (Retail) 11/2004- 01/2005
Loan Specialist II - Middletown, CT
. Customer Service
. Followed closing and compliance guidelines for loan products
. Reviewed appraisals on excel spreadsheet
. Employment verifications for borrowers via phone
. Calculated borrowers Income using a 10-key calculator
. Coordinated loan closings via phone, or emailing using outlook express
. Set up appraisal appointments via phone, and outlook express
. Entered decline in loan information computer system
. Ordered various documents, Appraisals, Payoffs, Insurance Binders,
Titles via email outlook express
Accredited Home Lenders (Wholesale) 6/2002 - 4/2004
Collateral Liaison - San Diego, CA
. Followed closing and compliance guidelines for loan products
. Prepped collateral packages, and sent out via Fedex
. Balanced warehouse reports Lehman, CSFB, Countywide using excel
spreadsheets, and computer database
. Communicated with investors and the custodian of the warehouses
. Communicated with Title/closing agents on missing collateral documents
via phone or emailing using outlook express
. Researched missing collateral documents/packages from Microsoft word,
and excel spreadsheets
Marine Air Federal Credit Union-- Now Navy Federal Credit Union 2/2000
- 2/2002
Branch Manager - MCAS Miramar, San Diego, CA
. Customer Service
. Supervised a branch of 3 tellers
. Ran and created reports in reference to suspicious ATM activity, using
excel
. Balanced 3 ATM machines using currency counters, and 10-key calculator
machines
. Emailed Weekly reporting to headquarters using outlook express
. Researched customers dispute transactions within the computer database
Education
Attended St Joan Antida High School Milwaukee, WI
Graduated May 1995 3.8 G.P.A.
Axia College - Phoenix Arizona
IT Networking (On-line Courses)
AA Degree received Nov 13, 2010